Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Acadia Federal Credit Union

Fort Kent, MaineCredit UnionBoston Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Fee$4.95Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Returned Check$25Within the typical range ($25–$32 nationally)
$5 below the national median$3 below the Maine median
Source

ATM & CardVerified

Enjoy fee-free ATM access at SURF network ATMs. For out-of-network ATMs, Acadia waives its$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.13 below the Maine median
Source
Lost/Stolen Card - Reorder Fee (Effective 03/01/2024)$10Within the typical range ($5–$10 nationally)
At the national medianAt the Maine median
per item · Source
Foreign transaction fee3%of the transaction
—
Source

Check ServicesVerified

Copy of Sales Draft$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Maine median
Source

Lending FeesVerified

Late Charge (over 30 days)$20Within the typical range ($10–$25 nationally)
At the national medianAt the Maine median
Source

Gift & Prepaid CardsVerified

Acadia Prepaid Travel Card$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$1.75 above the Maine median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Fee	$4.95Within the typical range ($4–$10 nationally)	$1.05 below the national median$0.04 below the Maine median	per month	—	Source
Overdraft & NSFVerified
Returned Check	$25Within the typical range ($25–$32 nationally)	$5 below the national median$3 below the Maine median	—	—	Source
ATM & CardVerified
Enjoy fee-free ATM access at SURF network ATMs. For out-of-network ATMs, Acadia waives its	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.13 below the Maine median	—	—	Source
Lost/Stolen Card - Reorder Fee (Effective 03/01/2024)	$10
Check ServicesVerified
Copy of Sales Draft	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Maine median	—	—	Source
Lending FeesVerified
Late Charge (over 30 days)	$20Within the typical range ($10–$25 nationally)	At the national medianAt the Maine median	—	—	Source
Gift & Prepaid CardsVerified
Acadia Prepaid Travel Card	$5Above the typical range ($3–$4.95 nationally)	$1.50 above the national median$1.75 above the Maine median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

7 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$412.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$412.8M

Total deposits

$358.6M

Service charge income (year to date)

$389K

Fee income ratio

3.0%

Return on assets

0.50%

Financial profile · Pro

Performance from regulator filings

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