vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$8.50 below the New York median
per month · After 18 months inactive · Institution’s schedule
$2.50 above the national median$2.50 above the New York median
per item · Per hour, $15.00 minimum · Institution’s schedule
$16.50 below the national median$16.50 below the New York median
per item · Per page · Institution’s schedule
$5 below the national median$0.75 below the New York median
per item · Institution’s schedule
$10 below the national median$5.75 below the New York median
$10 below the national median$5.75 below the New York median
per item · Person to person · Institution’s schedule
$0.50 below the national median$0.50 below the New York median
per item · 2 free per month · Institution’s schedule
$0.50 below the national median$0.50 below the New York median
$5 below the national median$5 below the New York median
per item · 1st replacement $5.00, 2nd $10.00, 3rd $20.00 · Institution’s schedule
$5 below the national median$5 below the New York median
$5 below the national median$5 below the New York median
per item · Institution’s schedule
$3 below the national median$3 below the New York median
per item · If payable to other than accountholder · Institution’s schedule
$3 below the national median$3 below the New York median
per item · Source
$17.50 below the national median$15 below the New York median
$17.50 below the national median$15 below the New York median
per item · Person to person · Institution’s schedule
$7.50 below the national median$5 below the New York median
per item · Institution’s schedule
$9.50 below the national median$7 below the New York median
per item · Institution’s schedule
$2 above the national medianAt the New York median
per item · Personal and cashier's checks · Institution’s schedule
$2 above the national medianAt the New York median
$12.45 above the national median$12.45 above the New York median
per item · Paper check payments only · Institution’s schedule
At the national median$5 below the New York median
per item · After 10-day courtesy period · Institution’s schedule
At the national median$5 below the New York median
$5 above the national medianAt the New York median
per item · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account | $1Below the typical range ($5–$10 nationally) | $4 below the national median$8.50 below the New York median | per month | After 18 months inactive | Institution’s schedule |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | per item | Per hour, $15.00 minimum | Institution’s schedule |
| Printed Account History (Unofficial) | $1Below the typical range ($12–$25 nationally) | $16.50 below the national median$16.50 below the New York median | per item | Per page | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Insufficient Funds/Returned Item/Negative Balance | $25Within the typical range ($25–$32 nationally) | $5 below the national median$0.75 below the New York median | per item | — | Institution’s schedule |
| POPMONEY ON BILL PAYER RETURNED ITEM FEE (PERSON TO PERSON) | $20 | ||||
ATM & CardVerified | |||||
| VISA Debit Card Used at Foreign ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | per item | 2 free per month | Institution’s schedule |
| VISA DEBIT CARD USED AT FOREIGN ATM (2 FREE PER MONTH) | $1 | ||||
Wire TransfersVerified | |||||
| Outgoing National Wire | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | per item | — | Institution’s schedule |
Check ServicesVerified | |||||
| Cashier's Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the New York median | per item | If payable to other than accountholder | Institution’s schedule |
| CASHIERS CHECK (IF PAYABLE TO OTHER THAN ACCOUNTHOLDER) | $2 | ||||
Digital & ElectronicVerified | |||||
| Next Day Payments on Bill Payer | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$12.45 above the New York median | per item | Paper check payments only | Institution’s schedule |
Lending FeesVerified | |||||
| Late Payment on Consumer Loan | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the New York median | per item | After 10-day courtesy period | Institution’s schedule |
| LATE PAYMENT ON CONSUMER LOAN (AFTER 10-DAY COURTESY PERIOD) | $20 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
23
Under review
0
Assets
$33.2M
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Financial Context
Financials as of Q1 2026 · NCUA call report
Total assets
$33.2M
Total deposits
$29.7M
Service charge income (year to date)
$10K
Fee income ratio
2.7%
Return on assets
0.13%
Branches
1
Financial profile · Pro
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| $10 below the national median$5.75 below the New York median |
| — |
| — |
| Source |
| POPMONEY Returned Item Fee | $20Below the typical range ($25–$32 nationally) | $10 below the national median$5.75 below the New York median | per item | Person to person | Institution’s schedule |
| $0.50 below the national median$0.50 below the New York median |
| — |
| — |
| Source |
| Replacement of VISA Credit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New York median | per item | 1st replacement $5.00, 2nd $10.00, 3rd $20.00 | Institution’s schedule |
| REPLACEMENT OF VISA DEBIT CARD | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| $3 below the national median$3 below the New York median |
| per item |
| — |
| Source |
| POPMONEY ON BILL PAYER STOP PAYMENT (PERSON TO PERSON) | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | — | — | Source |
| POPMONEY Stop Payment | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | per item | Person to person | Institution’s schedule |
| Stop Payment (Corporate Checks) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$5 below the New York median | per item | — | Institution’s schedule |
| Stop Payment (Personal Checks & ACH Items) | $18Below the typical range ($20–$30 nationally) | $9.50 below the national median$7 below the New York median | per item | — | Institution’s schedule |
| Copy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | Personal and cashier's checks | Institution’s schedule |
| COPY OF CHECK (PERSONAL & CASHIERS) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| At the national median$5 below the New York median |
| — |
| — |
| Source |
| VISA Credit Card Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | per item | — | Institution’s schedule |