vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$2.50 below the New York median
per month · Source
$2.50 above the national median$3.75 above the New York median
At the national median$4.50 below the New York median
per month · Source
$20 above the national median$15.50 above the New York median
$12.50 below the national median$12.50 below the New York median
$2 above the national median$3 above the New York median
$0.50 below the national median$0.50 below the New York median
per item · Source
At the national medianAt the New York median
At the national medianAt the New York median
At the national medianAt the New York median
$10 below the national median$11 below the New York median
$2 above the national medianAt the New York median
$10 above the national median$5 above the New York median
$5 above the national medianAt the New York median
$5 above the national medianAt the New York median
$2 above the national median$2 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Below Minimum Balance on Share (per month) | $5Within the typical range ($5–$10 nationally) | $2 below the national median$2.50 below the New York median | per month | — | Source |
| Early Account Closure Fee | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$3.75 above the New York median | — | — | Source |
| Dormant Fee (per month) | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Escheatment Fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$15.50 above the New York median | — | — | Source |
| Returned Mail from Post Office | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.50 nationally) | $2 above the national median$3 above the New York median | — | — | Source |
ATM & CardVerified | |||||
| ATM Usage (First 10 transactions each month are free) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | — | — | Source |
| Wire Transfer (incoming) | $10 | ||||
Check ServicesVerified | |||||
| SFCU Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Canadian Check Collection | $10 | ||||
Cash & DepositVerified | |||||
| Returned Deposited/Cashed Check | $25Within the typical range ($8–$25 nationally) | $10 above the national median$5 above the New York median | — | — | Source |
Lending FeesVerified | |||||
| Consumer Loan Late Fee (after 10 days) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | — | — | Source |
| Visa Late Fee | $25 | ||||
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | — | — | Source |
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Headline fees published
7 of 15
Published fees
16
Under review
0
Assets
$43.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$43.1M
Total deposits
$39.0M
Service charge income (year to date)
$67K
Fee income ratio
6.0%
Return on assets
0.99%
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| At the national medianAt the New York median |
| — |
| — |
| Source |
| $10 below the national median$11 below the New York median |
| — |
| — |
| Source |
| Copy of Item Deposited | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $5 above the national medianAt the New York median |
| — |
| — |
| Source |