vs. U.S. typical range:LowerTypicalHigher
$1.05 below the national median$1.53 below the North Dakota median
per month · Source
$5 above the national median$5 above the North Dakota median
per month · Source
$11.55 below the national median$12.80 below the North Dakota median
$3 above the national median$3 above the North Dakota median
$3 above the national median$3.02 above the North Dakota median
$2.50 below the national median$2.50 below the North Dakota median
$5 above the national median$5 above the North Dakota median
At the national medianAt the North Dakota median
$2.50 above the national median$5 above the North Dakota median
per item · Source
$7.45 above the national median$9.95 above the North Dakota median
$35 below the national median$28.75 below the North Dakota median
$10 below the national median$10 above the North Dakota median
$25 above the national median$45 above the North Dakota median
$0.50 below the national median$0.50 below the North Dakota median
$12.50 above the national median$20 above the North Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Fee Monthly fee waived first 3 months and no fee in months with a | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$1.53 below the North Dakota median | per month | — | Source |
| Inactive Account Charge - Youth Savings | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the North Dakota median | per month | — | Source |
| Excess Withdrawal Charge - Money Market Savings | $5.95Below the typical range ($12–$25 nationally) | $11.55 below the national median$12.80 below the North Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee - All Checking and Savings Accounts | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the North Dakota median | — | — | Source |
| NSF Fee - All Checking and Savings Accounts | $33 | ||||
ATM & CardVerified | |||||
| Cash Card or Check Card Replacement Charge | $7.50Within the typical range ($5–$10 nationally) | $2.50 below the national median$2.50 below the North Dakota median | — | — | Source |
| Check Card Rush Order Charge | $30 | ||||
Wire TransfersVerified | |||||
| Wire Transfers - International (Outgoing) | $55Above the typical range ($40–$50 nationally) | $5 above the national median$5 above the North Dakota median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the North Dakota median | — | — | Source |
| Stop Payment Charge | $30 | ||||
Digital & ElectronicVerified | |||||
| Online Banking - Same Day Bill Pay | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the North Dakota median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box - Late Payment Fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median$28.75 below the North Dakota median | — | — | Source |
| Garnishment Processing | $40 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card (Visa Debit Card) | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the North Dakota median | — | — | Source |
Other FeesVerified | |||||
| Loan Extension Fee | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$20 above the North Dakota median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$33
Headline fees published
7 of 15
Published fees
16
Under review
0
Assets
$2.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.1B
Total deposits
$1.8B
Service charge income
$400K
Fee income ratio
2.1%
Return on assets
1.16%
Branches
16
Service charge income by quarter
Financial profile · Pro
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| $3 above the national median$3.02 above the North Dakota median |
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| — |
| Source |
| $10 below the national median |
| — |
| — |
| Source |
| $2.50 above the national median$5 above the North Dakota median |
| per item |
| — |
| Source |
| $10 below the national median$10 above the North Dakota median |
| — |
| — |
| Source |
| Levy and Lien Fee | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$45 above the North Dakota median | — | — | Source |