Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Team First Federal Credit Union

Lancaster, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure within six months of opening$20Within the typical range ($10–$25 nationally)

$2.50 above the national median$10 above the Pennsylvania median

Dormant Account Fee: No activity for two years$5

At the national medianAt the Pennsylvania median

per month · Source

Incorrect Address Fee$5

$12.50 below the national median$12.50 below the Pennsylvania median

Source

Paper Statement fee with Virtual Branch access$1

$2 below the national median$1 below the Pennsylvania median

per month · Source

Overdraft & NSFVerified

S/D NSF: Item Returned$30Within the typical range ($25–$32 nationally)
At the national medianAt the Pennsylvania median
Source
Item paid through overdraft transfer from separate account$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Pennsylvania median
Source

ATM & CardVerified

Card Replacement First Card Replacement$0Below the typical range ($5–$10 nationally)
$10 below the national median$10 below the Pennsylvania median
Source

Wire TransfersVerified

Wire Transfer: Outgoing Domestic$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Pennsylvania median
Source

Check ServicesVerified

Third Party Cashier's Check$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Pennsylvania median
Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$10 below the Pennsylvania median
Source
Stop Payment for a series of checks$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$5 above the Pennsylvania median
Source
Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Pennsylvania median
Source

Digital & ElectronicVerified

ACH-NSF: Item Returned$30Within the typical range ($15–$30 nationally)
$5 above the national medianAt the Pennsylvania median
Source

Account ServicesVerified

Levy/Freeze on Assets$25Below the typical range ($30–$90 nationally)
$25 below the national median$75 below the Pennsylvania median
Source

Lending FeesVerified

Late Payment Fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Pennsylvania median
Source

Retirement & IRAVerified

IRA Closing prior to 59 1/2$10Below the typical range ($25–$35 nationally)
$15 below the national median$15 below the Pennsylvania median
Source

Other FeesVerified

Statement Copies Older than 12 months$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Pennsylvania median
Source
Statement Copies Within the last 12 months$3Within the typical range ($2–$5 nationally)
At the national medianAt the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closure within six months of opening	$20Within the typical range ($10–$25 nationally)	$2.50 above the national median$10 above the Pennsylvania median	—	—	Source
Dormant Account Fee: No activity for two years	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	per month	—	Source
Incorrect Address Fee	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$12.50 below the Pennsylvania median	—	—	Source
Paper Statement fee with Virtual Branch access	$1Below the typical range ($2–$4.50 nationally)	$2 below the national median$1 below the Pennsylvania median	per month	—	Source
Overdraft & NSFVerified
S/D NSF: Item Returned	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Item paid through overdraft transfer from separate account	$3
ATM & CardVerified
Card Replacement First Card Replacement	$0Below the typical range ($5–$10 nationally)	$10 below the national median$10 below the Pennsylvania median	—	—	Source
Wire TransfersVerified
Wire Transfer: Outgoing Domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Pennsylvania median	—	—	Source
Check ServicesVerified
Third Party Cashier's Check	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Pennsylvania median	—	—	Source
Stop Payment	$15
Digital & ElectronicVerified
ACH-NSF: Item Returned	$30Within the typical range ($15–$30 nationally)	$5 above the national medianAt the Pennsylvania median	—	—	Source
Account ServicesVerified
Levy/Freeze on Assets	$25Below the typical range ($30–$90 nationally)	$25 below the national median$75 below the Pennsylvania median	—	—	Source
Lending FeesVerified
Late Payment Fee	$25Within the typical range ($10–$25 nationally)	$5 above the national median$5 above the Pennsylvania median	—	—	Source
Retirement & IRAVerified
IRA Closing prior to 59 1/2	$10Below the typical range ($25–$35 nationally)	$15 below the national median$15 below the Pennsylvania median	—	—	Source
Other FeesVerified
Statement Copies Older than 12 months	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Pennsylvania median	—	—	Source
Statement Copies Within the last 12 months	$3

Fee change alerts

Get an email when Team First Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

18 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$8.1M

Work at Team First Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.1M

Total deposits

$7.0M

Service charge income (year to date)

$5K

Fee income ratio

2.3%

Return on assets

-0.74%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,804 published fee entries from 3,618 institutions

See pricing