Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

I B E W 175 Federal Credit Union

Chattanooga, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($11.38–$25 nationally)

Overdraft & NSFVerified

Overdraft$30Within the typical range ($25–$33 nationally)
At the national median$1 below the Tennessee median
per item · Source
NSF$30Within the typical range ($25–$32 nationally)
At the national medianAt the Tennessee median
per item · Source

ATM & CardVerified

ATM Withdrawals After 6 Free$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.50 above the Tennessee median
per item · Source
ATM/Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the Tennessee median
Source

Check ServicesVerified

Draft Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$5 below the Tennessee median
per item · Source

Cash & DepositVerified

ATM Chargeback$15Within the typical range ($8–$25 nationally)
At the national medianAt the Tennessee median
per transaction · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($11.38–$25 nationally)	$7.50 below the national median$5 below the Tennessee median	—	—	Source
Overdraft & NSFVerified
Overdraft	$30Within the typical range ($25–$33 nationally)	At the national median$1 below the Tennessee median	per item	—	Source
NSF	$30
ATM & CardVerified
ATM Withdrawals After 6 Free	$1.50Within the typical range ($1–$2.25 nationally)	At the national median$0.50 above the Tennessee median	per item	—	Source
ATM/Debit Card Replacement	$10
Check ServicesVerified
Draft Stop Payment	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$5 below the Tennessee median	per item	—	Source
Cash & DepositVerified
ATM Chargeback	$15Within the typical range ($8–$25 nationally)	At the national medianAt the Tennessee median	per transaction	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

7 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$13.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$13.8M

Total deposits

$11.2M

Service charge income (year to date)

$16K

Fee income ratio

3.2%

Return on assets

3.21%

Financial profile · Pro

Performance from regulator filings

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