Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

First Bank

Strasburg, VirginiaBankRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Closing Fee$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

NSF Return Item Fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source
Overdraft Fee$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source
Overdraft Transfer Fee$10Above the typical range ($3–$5 nationally)
$5 above the national median
Source
Returned Item-Reroute of Return Fee (Business)$5.66Below the typical range ($25–$31 nationally)
$24.34 below the national median
per item · Source

ATM & CardVerified

Allpoint® Network ATM Withdrawal Fee$0Below the typical range ($1–$2.50 nationally)
$1.75 below the national median
Source
Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
per item · Institution’s schedule
Expedited Card Fee$35Within the typical range ($30–$50 nationally)
$5 below the national median
Source
Non-First Bank ATM Withdrawal Fee$3Above the typical range ($1–$2.50 nationally)
$1.25 above the national median
per item · Source

Wire TransfersVerified

Incoming Wire Transfer (Business)$17Above the typical range ($5–$15 nationally)
$7 above the national median
per item · Source
Incoming Wire Transfer (Consumer)$15Within the typical range ($5–$15 nationally)
$5 above the national median
per item · Source
Outgoing International Wire Transfer (Business)$65Above the typical range ($40–$50 nationally)
$15 above the national median
per item · Source
Outgoing International Wire Transfer (Consumer)$55Above the typical range ($40–$50 nationally)
$5 above the national median
per item · Source
Outgoing Telephone Wire Transfer with PIN (Consumer)$25Within the typical range ($20–$25 nationally)
At the national median
per item · Source
Outgoing Telephone Wire Transfer with PIN1 (Business)$30Above the typical range ($20–$25 nationally)
$5 above the national median
per item · Source
Outgoing Wire Transfer (Business)$45Above the typical range ($20–$25 nationally)
$20 above the national median
per item · Source
Outgoing Wire Transfer (Consumer)$35Above the typical range ($20–$25 nationally)
$10 above the national median
per item · Source

Check ServicesVerified

Cashier's Check$7Above the typical range ($3–$6 nationally)
$2 above the national median
per item · Source
Money Order$5Above the typical range ($1.50–$3 nationally)
$3 above the national median
per item · Source
Stop Payment Fee (Consumer)$35Above the typical range ($20–$30 nationally)
$9 above the national median
per item · Source
Stop Payment Fee-Manual (Business)$45Above the typical range ($20–$30 nationally)
$19 above the national median
per item · Source
Stop Payment Fee-Online (Business)$40Above the typical range ($20–$30 nationally)
$14 above the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Early Closing Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
eStatement (including images if requested)	$0Within the typical range ($0–$2.50 nationally)	At the national median	—	—	Source
Inactive Card for 90 Days or More (Business)	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	—	Source
IntraFi Network-ICS Monthly Fee (Consumer)	$25Above the typical range ($3.50–$10 nationally)	$19.50 above the national median	per month	—	Source
Paper Statement (Consumer)	$3Within the typical range ($2–$4 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
NSF Return Item Fee	$30Within the typical range ($25–$31 nationally)	At the national median	per item	—	Source
Overdraft Fee	$30
ATM & CardVerified
Allpoint® Network ATM Withdrawal Fee	$0Below the typical range ($1–$2.50 nationally)	$1.75 below the national median	—	—	Source
Debit Card Replacement	$5
Wire TransfersVerified
Incoming Wire Transfer (Business)	$17Above the typical range ($5–$15 nationally)	$7 above the national median	per item	—	Source
Incoming Wire Transfer (Consumer)	$15
Check ServicesVerified
Cashier's Check	$7Above the typical range ($3–$6 nationally)	$2 above the national median	per item	—	Source
Money Order	$5
Cash & DepositVerified
Night Deposit Service (Business)	$15Within the typical range ($5–$20 nationally)	$5 above the national median	—	—	Source
Account ServicesVerified
Legal Order Processing Fee (Garnishment, Levy, Lien, etc.)	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Card (minimum order of 25 cards)	$4.95Above the typical range ($3–$4.50 nationally)	$1.45 above the national median	—	—	Source

Fee change alerts

Get an email when First Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at First Bank? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 30

Headline fees published

12 of 15

Published fees

Under review

Assets

$2.1B

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.1B

Total deposits

$1.8B

Service charge income

$913K

Fee income ratio

3.8%

Return on assets

1.19%

Branches

Service charge income by quarter

Q2 2026$913K

Q1 2026$924K

Q4 2025$937K

Q3 2025$985K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 45,582 published fee entries from 2,847 institutions

See pricing