vs. U.S. typical range:LowerTypicalHigher
At the national median$1.50 above the California median
per month · Source
$3 below the national median$1.50 below the California median
$2.50 below the national median$5 below the California median
$2.50 above the national medianAt the California median
$1.50 below the national median$1 below the California median
$4 below the national median$1 above the California median
per item · Source
$25 below the national median$20 below the California median
per month · Source
$4 below the national median$3 above the California median
$1 below the national median$1.50 below the California median
At the national medianAt the California median
$10 below the national median$10 below the California median
$10 above the national median$10 above the California median
At the national medianAt the California median
At the national medianAt the California median
$7.50 below the national median$2.50 below the California median
$3 above the national median$2 above the California median
per item · Source
At the national median$0.50 below the California median
$15 above the national median$16.50 above the California median
$11 above the national median$8 above the California median
$20 below the national median$15 below the California median
$15 below the national median$15 below the California median
$2 below the national median$3.25 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account (Per month, no activity for 12 months) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Escheat Notice | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Reconciliation (per hr., min. 1 hr.) | $15Within the typical range ($11–$25 nationally) | $2.50 below the national median$5 below the California median | — | — | Source |
| Account Research (per hr., min 1 hr) | $20Within the typical range ($11–$25 nationally) | $2.50 above the national medianAt the California median | — | — | Source |
| Paper Statement Fee | $1.50Below the typical range ($2–$4.88 nationally) | $1.50 below the national median$1 below the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee (Overdraft per item) | $26Within the typical range ($25–$33 nationally) | $4 below the national median$1 above the California median | per item | — | Source |
| Overdraft Trans. (After 3rd trans. per mo.) | $5 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1.50 below the California median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
| Wire Transfer – Outgoing for Seniority Checking | $15 | ||||
Check ServicesVerified | |||||
| Cashier Check for 3rd Party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Special Handling of 3rd party check printing exception | $5 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee (Non-member) | $20Above the typical range ($2–$10 nationally) | $15 above the national median$16.50 above the California median | — | — | Source |
| Return Deposit Item (when member is both payer and payee) | $26 | ||||
Account ServicesVerified | |||||
| Levy or Garnishment | $30Within the typical range ($30–$90 nationally) | $20 below the national median$15 below the California median | — | — | Source |
| Legal Process | $35 | ||||
Other FeesVerified | |||||
| Statement Copy / Account Activity Printout | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3.25 below the California median | — | — | Source |
Overdraft
$26.00
Of 79 others that publish it, 54 lower and 25 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$26
Headline fees published
9 of 15
Published fees
23
Under review
0
Assets
$56.9M
Work at Mokelumne Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$56.9M
Total deposits
$46.8M
Service charge income (year to date)
$231K
Fee income ratio
16.5%
Return on assets
0.89%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $25 below the national median$20 below the California median |
| per month |
| — |
| Source |
| Return ACH Item | $26Within the typical range ($25–$32 nationally) | $4 below the national median$3 above the California median | — | — | Source |
| $10 below the national median$10 below the California median |
| — |
| — |
| Source |
| Wire Transfer – Incoming | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the California median | — | — | Source |
| Wire Transfer – Incoming for Seniority Checking | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | — | — | Source |
| $4 above the national median |
| — |
| — |
| Source |
| Stop Payment – Personal Check | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$2.50 below the California median | — | — | Source |
| Counter Checks (4 temporary checks per page) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | — | Source |
| Check Cashing (Single service user, bal. under $500.00) | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | — | — | Source |
| $11 above the national median$8 above the California median |
| — |
| — |
| Source |
| $15 below the national median$15 below the California median |
| — |
| — |
| Source |