vs. U.S. typical range:LowerTypicalHigher
$12.50 above the national median$6.25 above the Kentucky median
$12.50 above the national median$15 above the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
$2 below the national median$1 below the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
At the national median$5 above the Kentucky median
$15 above the national median$15 above the Kentucky median
$25 above the national median$25 above the Kentucky median
$15 above the national medianAt the Kentucky median
$2.50 above the national median$1.52 above the Kentucky median
$1 below the national median$1 below the Kentucky median
per item · Source
$5 above the national medianAt the Kentucky median
$10 above the national median$5 above the Kentucky median
$20 above the national median$15 above the Kentucky median
$5 below the national medianAt the Kentucky median
per item · Source
per item · Source
$5 above the national median$6.50 above the Kentucky median
per year · Source
$10 above the national median$11.50 above the Kentucky median
per year · Source
$25 above the national median$26.50 above the Kentucky median
per year · Source
$40 above the national median$41.50 above the Kentucky median
per year · Source
$10 below the national median$8.50 below the Kentucky median
per year · Source
$25 below the national median$23.50 below the Kentucky median
per year · Source
$5 below the national median$3.50 below the Kentucky median
per year · Source
$15 below the national median$13.50 below the Kentucky median
per year · Source
$105 above the national median$106.50 above the Kentucky median
$25 above the national medianAt the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| New Account Closing Fee | $30Above the typical range ($10–$25 nationally) | $12.50 above the national median$6.25 above the Kentucky median | — | — | Source |
| Research Fee (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$15 above the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Returned Item Fee | $30 | ||||
ATM & CardVerified | |||||
| SCB Visa Check Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Kentucky median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Fees: Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Kentucky median | — | — | Source |
| Wire Fees: Incoming Domestic | $25 | ||||
Check ServicesVerified | |||||
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$1.52 above the Kentucky median | — | — | Source |
| Temporary Checks | $1 | ||||
Cash & DepositVerified | |||||
| Coin Counter-Self Service: Customer | $0Within the typical range ($0–$3 nationally) | At the national median | — | — | Source |
| Chargeback Fee (per item) | $10Within the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$6.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box 12x12 | $55 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 100 others that publish it, 23 lower, 31 the same and 46 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
28
Under review
0
Assets
$2.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.3B
Total deposits
$2.0B
Service charge income
$616K
Fee income ratio
2.6%
Return on assets
1.45%
Branches
27
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| Overdraft Protection from Checking to Checking or Savings to Checking Transfer Fee | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$1 below the Kentucky median | per item | — | Source |
| $15 above the national median$15 above the Kentucky median |
| — |
| — |
| Source |
| Wire Fees: Outgoing Foreign | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the Kentucky median | — | — | Source |
| Incoming Foreign | $35Above the typical range ($10–$25 nationally) | $15 above the national medianAt the Kentucky median | — | — | Source |
| $1 below the national median$1 below the Kentucky median |
| per item |
| — |
| Source |
| Foreign Item Collection–Cash Letter | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Kentucky median | — | — | Source |
| Returned Foreign Item Collection–Bank to Bank | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the Kentucky median | — | — | Source |
| Returned Foreign Item Collection–Cash Letter | $40Above the typical range ($10–$25 nationally) | $20 above the national median$15 above the Kentucky median | — | — | Source |
| $5 below the national medianAt the Kentucky median |
| per item |
| — |
| Source |
| Night Deposit Key Replacement | $5Within the typical range ($5–$20 nationally) | $5 below the national median | per item | — | Source |
| $10 above the national median$11.50 above the Kentucky median |
| per year |
| — |
| Source |
| Safe Deposit Box 15x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$26.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box 24x45 | $85Above the typical range ($30–$70 nationally) | $40 above the national median$41.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box 3x10 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$8.50 below the Kentucky median | per year | — | Source |
| Safe Deposit Box 3x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$23.50 below the Kentucky median | per year | — | Source |
| Safe Deposit Box 5x10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$3.50 below the Kentucky median | per year | — | Source |
| Safe Deposit Box 5x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$13.50 below the Kentucky median | per year | — | Source |
| Safe Deposit Box Drilling | $150Above the typical range ($30–$70 nationally) | $105 above the national median$106.50 above the Kentucky median | — | — | Source |
| Garnishments & Levies | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the Kentucky median | — | — | Source |