vs. U.S. typical range:LowerTypicalHigher
$1 above the national median$0.75 above the Arkansas median
per month · Source
$6 above the national median$5.75 above the Arkansas median
per month · Source
$1 below the national median$1.25 below the Arkansas median
per month · Source
$4 above the national median$3.75 above the Arkansas median
per month · Source
$3 below the national median$3.25 below the Arkansas median
per month · Source
At the national medianAt the Arkansas median
per month · Source
$2.50 above the national median$7.50 above the Arkansas median
$12.50 below the national median$7.50 below the Arkansas median
per item · Source
$1 below the national median$1 below the Arkansas median
$5 above the national median$5 above the Arkansas median
per item · Source
$1 above the national median$1.50 above the Arkansas median
$5 below the national median$5 below the Arkansas median
$25 above the national median$15 above the Arkansas median
—
$5 below the national medianAt the Arkansas median
$5 above the national median$10 above the Arkansas median
At the national medianAt the Arkansas median
$5 above the national median$5 above the Arkansas median
$10 below the national median$10 below the Arkansas median
per item · Institution’s schedule
At the national medianAt the Arkansas median
$5 above the national median$5 above the Arkansas median
$7.75 above the national median$5 above the Arkansas median
$5 above the national median$5 above the Arkansas median
At the national medianAt the Arkansas median
$10 below the national median$10 below the Arkansas median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #1378. canonical_hint=check_cashing; text_hash=f91311df373f1d0da157606707a2a79b6cb6dd278cd6cb966a4de5cd178805ee; excerpt="• Foreign Currency Buy Back Collection Fee (amounts $300 and up) | $10.00" · Source
$12.45 above the national median$14.42 above the Arkansas median
$7.45 above the national median$9.42 above the Arkansas median
$2.50 below the national median$0.53 below the Arkansas median
$50 above the national median$25 above the Arkansas median
$25 above the national medianAt the Arkansas median
$10 below the national median$10 below the Arkansas median
$2 above the national medianAt the Arkansas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| monthly service fee | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.75 above the Arkansas median | per month | — | Source |
| monthly service fee | $12Above the typical range ($4–$10 nationally) | $6 above the national median$5.75 above the Arkansas median | per month | — | Source |
| monthly service fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.25 below the Arkansas median | per month | — | Source |
| monthly service fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.75 above the Arkansas median | per month | — | Source |
| monthly service fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$3.25 below the Arkansas median | per month | — | Source |
| Dormant Account Fees – TX: non-applicable; GA | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Arkansas median | per month | — | Source |
| Account Balancing Assistance (per hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$7.50 above the Arkansas median | — | — | Source |
| Undeliverable Mail Fee (per account/per occurrence) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$7.50 below the Arkansas median | per item | — | Source |
| paper statement fee | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$1 below the Arkansas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Arkansas median | per item | — | Source |
ATM & CardVerified | |||||
| Foreign ATM Transaction Fee | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1.50 above the Arkansas median | — | — | Source |
| Extra/Replacement Check Card | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Online Wire (Domestic) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Arkansas median | — | — | Source |
| Outgoing Wire (Domestic) | $30 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Arkansas median | — | — | Source |
| Stop Payment Fee | $35 | ||||
Digital & ElectronicVerified | |||||
| Consumer & Business Bill Pay - Rush/Overnight Check Delivery | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$14.42 above the Arkansas median | — | — | Source |
| Consumer & Business Bill Pay - Rush/Same Day Electronic Delivery | $9.95 | ||||
Account ServicesVerified | |||||
| Garnishment/Levies | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$25 above the Arkansas median | — | — | Source |
| Garnishment/Levies | $75 | ||||
Other FeesVerified | |||||
| Overnight Courier Fee (Collections Exceeding $5,000) | $20Within the typical range ($20–$40 nationally) | $10 below the national median$10 below the Arkansas median | — | — | Source |
| Account Activity Printout/Statement Copy | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 100 others that publish it, 72 lower, 18 the same and 10 higher.
Monthly maintenance
$7.00
Of 58 others that publish it, 24 lower, 3 the same and 31 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
31
Under review
0
Assets
$41.7B
Work at Bank OZK? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$41.7B
Total deposits
$34.0B
Service charge income
$6.1M
Fee income ratio
1.4%
Return on assets
1.61%
Branches
272
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$5 below the Arkansas median |
| — |
| — |
| Source |
| Expedited Check Card Delivery | $65Above the typical range ($30–$50 nationally) | $25 above the national median$15 above the Arkansas median | — | — | Source |
| International Service Assessment (Regardless of currency conversion) | 3% | — | — | — | Source |
| $5 above the national median$10 above the Arkansas median |
| — |
| — |
| Source |
| Incoming Wire | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Arkansas median | — | — | Source |
| Incoming Wire | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Arkansas median | — | — | Source |
| Outgoing Online Wire (International) | $40Within the typical range ($40–$50 nationally) | $10 below the national median$10 below the Arkansas median | per item | — | Institution’s schedule |
| Outgoing Wire (International) | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Arkansas median | — | — | Source |
| $7.75 above the national median$5 above the Arkansas median |
| — |
| — |
| Source |
| Collection Fee | $25Within the typical range ($10.25–$25 nationally) | $5 above the national median$5 above the Arkansas median | — | — | Source |
| Collection Fee | $20Within the typical range ($10.25–$25 nationally) | At the national medianAt the Arkansas median | — | — | Source |
| Foreign Currency Buy Back Collection Fee (amounts and up) | $10Below the typical range ($10.25–$25 nationally) | $10 below the national median$10 below the Arkansas median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #1378. canonical_hint=check_cashing; text_hash=f91311df373f1d0da157606707a2a79b6cb6dd278cd6cb966a4de5cd178805ee; excerpt="• Foreign Currency Buy Back Collection Fee (amounts $300 and up) | $10.00" | Source |
| $7.45 above the national median$9.42 above the Arkansas median |
| — |
| — |
| Source |
| Consumer Bill Pay - Regular Delivery | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.53 below the Arkansas median | — | — | Source |
| $25 above the national medianAt the Arkansas median |
| — |
| — |
| Source |
| $2 above the national medianAt the Arkansas median |
| — |
| — |
| Source |