Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Panhandle Federal Credit Union

Wellington, KansasCredit UnionKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Nonsufficient Funds (Overdrafts)$25Within the typical range ($25–$32 nationally)
$5 below the national medianAt the Kansas median
per item · Source
Overdraft Transfer From Savings$0Below the typical range ($2.50–$5 nationally)
$5 below the national median$5 below the Kansas median
Source

Wire TransfersVerified

Domestic Wire Transfer$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Kansas median
per item · Source
Foreign Wire Transfer$50Within the typical range ($40–$50 nationally)
At the national medianAt the Kansas median
per item · Source

Check ServicesVerified

Block Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Kansas median
Source
Counter Checks$1Within the typical range ($1–$4 nationally)
$1 below the national medianAt the Kansas median
Source
Copy of Cleared Draft$1Below the typical range ($2–$5 nationally)
$2 below the national median$1 below the Kansas median
Source

Account ServicesVerified

Safety Deposit Box Drill (With No Key)$100Above the typical range ($30–$70 nationally)
$55 above the national median$67.75 above the Kansas median
Source
Safety Deposit Box Drill (With One Key)$50Within the typical range ($30–$70 nationally)
$5 above the national median$17.75 above the Kansas median
Source
Garnishment$25Below the typical range ($30–$90 nationally)
$25 below the national median$10 above the Kansas median
per item · Source
Legal Process$50Within the typical range ($30–$100 nationally)
At the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Kansas median	per month	—	Source
Account Balancing or Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$2.50 above the Kansas median	—	—	Source
Bad Address	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$17.50 below the Kansas median	per item	—	Source
Overdraft & NSFVerified
Nonsufficient Funds (Overdrafts)	$25Within the typical range ($25–$32 nationally)	$5 below the national medianAt the Kansas median	per item	—	Source
Overdraft Transfer From Savings	$0
ATM & CardVerified
Replacement Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Kansas median	per item	—	Source
Wire TransfersVerified
Domestic Wire Transfer	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Kansas median	per item	—	Source
Foreign Wire Transfer	$50
Check ServicesVerified
Block Stop Payment	$25Within the typical range ($20–$30 nationally)	$2.50 below the national medianAt the Kansas median	—	—	Source
Counter Checks	$1
Digital & ElectronicVerified
Online Bill Pay Services	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$2.23 below the Kansas median	—	—	Source
Account ServicesVerified
Safety Deposit Box Drill (With No Key)	$100Above the typical range ($30–$70 nationally)	$55 above the national median$67.75 above the Kansas median	—	—	Source
Safety Deposit Box Drill (With One Key)	$50

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $25

17% below the national median overdraft fee

16 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$62.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$62.5M

Total deposits

$53.1M

Service charge income (year to date)

$163K

Fee income ratio

11.4%

Return on assets

-0.18%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,788 published fee entries from 3,612 institutions

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