Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Pinpoint Federal Credit Union

Milton, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Essential Checking paper statement fee (Free with e-statements)$3Within the typical range ($2–$4.85 nationally)

Overdraft & NSFVerified

/overdraft$30Within the typical range ($25–$33 nationally)
At the national medianAt the Pennsylvania median
Source
Overdraft Transfers from "linked account" share accounts only$0Below the typical range ($2.50–$5 nationally)
$5 below the national median$5 below the Pennsylvania median
Source

Wire TransfersVerified

Outgoing Wire Fee$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Pennsylvania median
Source
Incoming Wire Fee (deducted from deposit/payment)$15Within the typical range ($5–$15 nationally)
$5 above the national medianAt the Pennsylvania median
Source

Check ServicesVerified

Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Pennsylvania median
Source
Stop Payment (ACH, check or bill pay transaction)$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Pennsylvania median
per item · Institution’s schedule

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Essential Checking paper statement fee (Free with e-statements)	$3Within the typical range ($2–$4.85 nationally)	At the national median$1 above the Pennsylvania median	per month	—	Source
Overdraft & NSFVerified
/overdraft	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Overdraft Transfers from "linked account" share accounts only	$0
ATM & CardVerified
Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Wire TransfersVerified
Outgoing Wire Fee	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Pennsylvania median	—	—	Source
Incoming Wire Fee (deducted from deposit/payment)	$15
Check ServicesVerified
Money Order	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1 below the Pennsylvania median	—	—	Source
Stop Payment (ACH, check or bill pay transaction)	$20
Cash & DepositVerified
Deposited checks returned unpaid	$25Within the typical range ($8–$25 nationally)	$10 above the national median$5 above the Pennsylvania median	—	—	Source
Account ServicesVerified
Government Levy	$100Above the typical range ($30–$90 nationally)	$50 above the national medianAt the Pennsylvania median	—	—	Source
Gift & Prepaid CardsVerified
Visa® Gift Card	$2Below the typical range ($3–$4.95 nationally)	$1.50 below the national median$1 below the Pennsylvania median	—	—	Source
Other FeesVerified
Statement Reprint	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Pennsylvania median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

12 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$30.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$30.2M

Total deposits

$28.3M

Service charge income (year to date)

$107K

Fee income ratio

10.4%

Return on assets

0.80%

Financial profile · Pro

Performance from regulator filings

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