vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the California median
$3 below the national median$1.50 below the California median
$7.50 above the national median$5 above the California median
$5 below the national median$2 above the California median
$15 below the national median$8 below the California median
$20 below the national median$13 below the California median
At the national median$2 above the California median
$0.50 below the national median$1 below the California median
$1.50 above the national median$1 above the California median
$5 below the national median$5 below the California median
$15 above the national median$15 above the California median
At the national median$5 below the California median
At the national medianAt the California median
$5 below the national medianAt the California median
At the national medianAt the California median
$7.50 below the national median$2.50 below the California median
$3 above the national median$2 above the California median
per item · Source
At the national medianAt the California median
$1 below the national median$1 below the California median
$12.50 above the national medianAt the California median
per item · Source
$25 above the national median$30 above the California median
At the national medianAt the California median
At the national medianAt the California median
$2 above the national median$0.50 above the California median
$62.50 above the national median$25 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure within 90 days of opening | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the California median | — | — | Source |
| Notice of Escheat | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Account Research (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds | $25Within the typical range ($25–$32 nationally) | $5 below the national median$2 above the California median | — | — | Source |
| Returned Check - non-sufficient funds, closed account, stop payment, fraudulent check | $15 | ||||
ATM & CardVerified | |||||
| Non CO-OP ATM Balance Inquiry | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the California median | — | — | Source |
| Non CO-OP ATM Monetary Transaction | $3 | ||||
Wire TransfersVerified | |||||
| Wire - Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
| Wire - Outgoing International | $45 | ||||
Check ServicesVerified | |||||
| Cashier's Check - 3rd Party Payee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Stop Payment - Check or ACH | $20 | ||||
Account ServicesVerified | |||||
| Notary (Non-Credit Union Documents - per signature) | $15Above the typical range ($0–$5 nationally) | $12.50 above the national medianAt the California median | per item | — | Source |
| Levy / Garnishment / Legal Process | $75 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer to another Institution | $25Within the typical range ($25–$35 nationally) | At the national medianAt the California median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (per statement) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.50 above the California median | — | — | Source |
| HELOC / 2nd Trust Deed Subordination | $100 | ||||
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
25
Under review
0
Assets
$146.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$146.7M
Total deposits
$131.9M
Service charge income (year to date)
$64K
Fee income ratio
2.1%
Return on assets
0.03%
Financial profile · Pro
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| $15 below the national median$8 below the California median |
| — |
| — |
| Source |
| Returned Check - stale dated checks and missing signature | $10Below the typical range ($25–$32 nationally) | $20 below the national median$13 below the California median | — | — | Source |
| Overdraft Transfer(s) | $5Within the typical range ($2.50–$5 nationally) | At the national median$2 above the California median | — | — | Source |
| $1.50 above the national median$1 above the California median |
| — |
| — |
| Source |
| Card Replacement (1-3 replacements) | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Card Replacement (after 3 replacements) | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the California median | — | — | Source |
| Rush Debit Card Replacement | $40Within the typical range ($30–$50 nationally) | At the national median$5 below the California median | — | — | Source |
| $5 below the national medianAt the California median |
| — |
| — |
| Source |
| $7.50 below the national median$2.50 below the California median |
| — |
| — |
| Source |
| Temporary Checks (per page) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | — | Source |
| Collection Item / Foreign Item | $20Within the typical range ($10–$25 nationally) | At the national medianAt the California median | — | — | Source |
| Check Copy (After 2 free each month) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the California median | — | — | Source |
| $25 above the national median$30 above the California median |
| — |
| — |
| Source |
| Verification of Deposit (non ECSFCU Mortgage Loan) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | — | — | Source |
| $62.50 above the national median$25 above the California median |
| — |
| — |
| Source |