Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Morgantown A E S Federal Credit Union

Morgantown, West VirginiaCredit UnionRichmond Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

DORMANT ACCOUNT FEE$2.50Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

PAID ITEM$33Within the typical range ($25–$33 nationally)
$3 above the national median$2.06 above the West Virginia median
per item · Source
INSUFFICIENT FUNDS (NSF) FEE$33Above the typical range ($25–$32 nationally)
$3 above the national median$3 above the West Virginia median
per item · Source

Wire TransfersVerified

WIRE TRANSFERS (OUTGOING): DOMESTIC WIRE$35Above the typical range ($20–$25 nationally)
$10 above the national median$15 above the West Virginia median
Source
INCOMING WIRE$0Below the typical range ($5–$15 nationally)
$10 below the national median$15 below the West Virginia median
Source

Check ServicesVerified

CASHIERS CHECK$5Within the typical range ($3–$6 nationally)
At the national medianAt the West Virginia median
per item · Source
STOP PAYMENT FEE (ACH OR CHECK)$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5 above the West Virginia median
Source
TEMPORARY CHECKS$6Above the typical range ($1–$4 nationally)
$4 above the national median$4 above the West Virginia median
per item · Source
CHECK COPY FEE$0Below the typical range ($2–$5 nationally)
$3 below the national median$5 below the West Virginia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
DORMANT ACCOUNT FEE	$2.50Below the typical range ($5–$10 nationally)	$2.50 below the national median$2.50 below the West Virginia median	—	—	Source
RESEARCH FEE	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$6.50 above the West Virginia median	—	—	Source
Overdraft & NSFVerified
PAID ITEM	$33Within the typical range ($25–$33 nationally)	$3 above the national median$2.06 above the West Virginia median	per item	—	Source
INSUFFICIENT FUNDS (NSF) FEE	$33
ATM & CardVerified
DEBIT CARD RUSH ORDER FEE	$40Within the typical range ($30–$50 nationally)	At the national median	per item	—	Source
Wire TransfersVerified
WIRE TRANSFERS (OUTGOING): DOMESTIC WIRE	$35Above the typical range ($20–$25 nationally)	$10 above the national median$15 above the West Virginia median	—	—	Source
INCOMING WIRE	$0
Check ServicesVerified
CASHIERS CHECK	$5Within the typical range ($3–$6 nationally)	At the national medianAt the West Virginia median	per item	—	Source
STOP PAYMENT FEE (ACH OR CHECK)	$35
Digital & ElectronicVerified
BILL PAY USAGE FEE	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national medianAt the West Virginia median	—	—	Source
Cash & DepositVerified
RETURN DEPOSIT ITEMS	$37.50Above the typical range ($8–$25 nationally)	$22.50 above the national median$16.25 above the West Virginia median	per item	—	Source
Lending FeesVerified
LATE PAYMENT FEE (10 DAY GRACE PERIOD)	$35Above the typical range ($10–$25 nationally)	$15 above the national median$15 above the West Virginia median	—	—	Source
Other FeesVerified
LOAN PROCESSING FEE (CHARGED WHEN LOAN IS CLOSED)	$350Above the typical range ($25–$100 nationally)	$312.50 above the national median$315 above the West Virginia median	—	—	Source

Fee change alerts

Get an email when Morgantown A E S Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

15 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$37.7M

Work at Morgantown A E S Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$37.7M

Total deposits

$33.7M

Service charge income (year to date)

$65K

Fee income ratio

6.3%

Return on assets

0.44%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,408 published fee entries from 3,595 institutions

See pricing