Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Coconino Federal Credit Union

Flagstaff, ArizonaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Adventure Checking - Monthly Service$6Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$32Within the typical range ($25–$33 nationally)
$2 above the national median$2 above the Arizona median
per item · Source
NSF Fee$32Within the typical range ($25–$32 nationally)
$2 above the national median$2 above the Arizona median
per item · Source

Check ServicesVerified

Official Check Fee$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Arizona median
per item · Source
Draft/ACH Stop Payment$32Above the typical range ($20–$30 nationally)
$4.50 above the national median$2 above the Arizona median
per item · Source
Temporary Checks$5Above the typical range ($1–$4 nationally)
$3 above the national median$3 above the Arizona median
per item · One sheet free at account opening · Institution’s schedule
Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national medianAt the Arizona median
per item · Source
Copy of Cleared Draft (after first 2 items per month)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Arizona median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Adventure Checking - Monthly Service	$6Within the typical range ($4–$10 nationally)	At the national median$1.48 below the Arizona median	per month	—	Source
Account Closure Fee	$20Within the typical range ($10–$25 nationally)	$2.50 above the national medianAt the Arizona median	—	—	Source
Dormant Account Fee	$1Below the typical range ($5–$10 nationally)	$4 below the national median$9 below the Arizona median	per month	—	Source
Account Reconciliation Fee	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$10 above the Arizona median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$32Within the typical range ($25–$33 nationally)	$2 above the national median$2 above the Arizona median	per item	—	Source
NSF Fee	$32
ATM & CardVerified
Debit Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Arizona median	per item	—	Source
Wire TransfersVerified
Wire Transfer - Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Arizona median	per item	—	Source
Check ServicesVerified
Official Check Fee	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the Arizona median	per item	—	Source
Draft/ACH Stop Payment	$32
Cash & DepositVerified
Returned Deposit - Member Originated	$15Within the typical range ($8–$25 nationally)	At the national median$12.50 below the Arizona median	per item	—	Source
Account ServicesVerified
Legal Process Fee	$25Below the typical range ($30–$100 nationally)	$25 below the national median$17.50 below the Arizona median	per item	—	Source

Fee change alerts

Get an email when Coconino Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

15 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$126.0M

Work at Coconino Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$126.0M

Total deposits

$111.2M

Service charge income (year to date)

$518K

Fee income ratio

12.6%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,408 published fee entries from 3,595 institutions

See pricing