Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Rocket Federal Credit Union

McGregor, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee$10Below the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Debit Card Overdraft Fee$28Within the typical range ($25–$33 nationally)
$2 below the national median$2 below the Texas median
per item · Source
NSF Returned Item Fee$28Within the typical range ($25–$32 nationally)
$2 below the national median$2 below the Texas median
per item · Source

ATM & CardVerified

ATM Cash Withdrawal Fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Texas median
Source
Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median$2.50 above the Texas median
per item · Source

Check ServicesVerified

Money Order Fee$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Texas median
per transaction · Source
Stop Payment Fee$28Within the typical range ($20–$30 nationally)
$0.50 above the national median$1.50 below the Texas median
per item · Source
Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national medianAt the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5.50 below the Texas median	—	—	Source
Return Mail Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10.50 below the Texas median	per item	—	Source
Overdraft & NSFVerified
Debit Card Overdraft Fee	$28Within the typical range ($25–$33 nationally)	$2 below the national median$2 below the Texas median	per item	—	Source
NSF Returned Item Fee	$28
ATM & CardVerified
ATM Cash Withdrawal Fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Texas median	—	—	Source
Debit Card Replacement Fee	$10
Check ServicesVerified
Money Order Fee	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1 below the Texas median	per transaction	—	Source
Stop Payment Fee	$28
Account ServicesVerified
Non-Member Notary Fee	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median$2 above the Texas median	—	—	Source
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Texas median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

11 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$28.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$28.3M

Total deposits

$24.9M

Service charge income (year to date)

$114K

Fee income ratio

12.4%

Return on assets

-0.09%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 67,886 published fee entries from 3,632 institutions

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