Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Westchester Schools' Federal Credit Union

Rye Brook, New YorkCredit UnionNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Statement Inactivity Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Account Overdraft Courtesy Pay$15Below the typical range ($25–$33 nationally)
$15 below the national median$15 below the New York median
per item · Source
Account Overdraft Transfer Fee$0Below the typical range ($2.50–$5 nationally)
$5 below the national median$5 below the New York median
Source

ATM & CardVerified

ATM Cash Withdrawals: > 10$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the New York median
per transaction · Source
International Transaction Fee$0Below the typical range ($0.81–$4.75 nationally)
$2.50 below the national median$2 below the New York median
Source

Wire TransfersVerified

Outgoing Wire Transfer$35Above the typical range ($20–$25 nationally)
$10 above the national median$10 above the New York median
per item · Source
Incoming Wire Transfer$0Below the typical range ($5–$15 nationally)
$10 below the national median$10 below the New York median
Source

Check ServicesVerified

Credit Union Bank Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the New York median
per item · Source
Stop Payment CU Issued Check$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$5 above the New York median
per item · Source
Photocopy of Check$2Within the typical range ($2–$5 nationally)
$1 below the national median$3 below the New York median
per item · Source

Other FeesVerified

Photocopy of Statement$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the New York median
per item · Source
Statement Copies$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the New York median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Statement Inactivity Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median$7.50 below the New York median	—	—	Source
Overdraft & NSFVerified
Account Overdraft Courtesy Pay	$15Below the typical range ($25–$33 nationally)	$15 below the national median$15 below the New York median	per item	—	Source
Account Overdraft Transfer Fee	$0
ATM & CardVerified
ATM Cash Withdrawals: > 10	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the New York median	per transaction	—	Source
International Transaction Fee	$0
Wire TransfersVerified
Outgoing Wire Transfer	$35Above the typical range ($20–$25 nationally)	$10 above the national median$10 above the New York median	per item	—	Source
Incoming Wire Transfer	$0
Check ServicesVerified
Credit Union Bank Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the New York median	per item	—	Source
Stop Payment CU Issued Check	$30
Cash & DepositVerified
Deposited Check Returned	$15Within the typical range ($8–$25 nationally)	At the national median$5 below the New York median	per item	—	Source
Lending FeesVerified
Late Fee	$20Within the typical range ($10–$25 nationally)	At the national median$5 below the New York median	—	—	Source
Other FeesVerified
Photocopy of Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the New York median	per item	—	Source
Statement Copies	$2

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

14 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$40.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$40.6M

Total deposits

$35.5M

Service charge income (year to date)

$7K

Fee income ratio

0.96%

Return on assets

0.62%

Financial profile · Pro

Performance from regulator filings

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Published fees

Against New York credit unions

Get an email when Westchester Schools' Federal Credit Union changes its collection items

How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings