vs. U.S. typical range:LowerTypicalHigher
$7 above the national median$2 above the Florida median
$12.50 below the national median$10 below the Florida median
per year · Source
$2.50 below the national medianAt the Florida median
$7.50 above the national median$10 above the Florida median
$5 above the national median$3 above the Florida median
per item · Source
$5 above the national median$5 above the Florida median
per item · Source
At the national medianAt the Florida median
per item · Source
$0.50 below the national median$1 below the Florida median
$25 above the national median$25 above the Florida median
$25 above the national median$25 above the Florida median
—
At the national medianAt the Florida median
$2 below the national median$2 below the Florida median
$0.50 below the national median$0.50 below the Florida median
per item · Source
$7.50 above the national median$5 above the Florida median
$7.50 above the national median$5 above the Florida median
—
$20 above the national median$15 above the Florida median
per item · Source
$7.50 above the national median$5 above the Florida median
$25 below the national median$75 below the Florida median
At the national median$5.50 below the Florida median
$10 below the national median$12.50 below the Florida median
$2.80 below the national median$2.98 below the Florida median
per item · Source
$3 above the national median$2.82 above the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Debit Card inactivity fee (inactive for more than 12 months) | $12Above the typical range ($5–$10 nationally) | $7 above the national median$2 above the Florida median | — | — | Source |
| Locator Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Florida median | per year | — | Source |
| Reconciliation Assistance | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Florida median | — | — | Source |
| Research fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Florida median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Florida median | per item | — | Source |
| NSF | $35 | ||||
ATM & CardVerified | |||||
| 3rd Party ATM Balance Inquiry Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Florida median | — | — | Source |
| Replacement Credit Card | $35 | ||||
Wire TransfersVerified | |||||
| Domestic wire transfer (outgoing) fee | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Florida median | — | — | Source |
Check ServicesVerified | |||||
| Teller check payable to third party | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Florida median | — | — | Source |
| Money Order | $1.50 | ||||
Cash & DepositVerified | |||||
| Credit Card Cash Advance Fee | 3%of the advance | — | — | — | Source |
| Deposit Item Returned Unpaid | $35Above the typical range ($8–$25 nationally) | $20 above the national median | |||
Account ServicesVerified | |||||
| Notary Fee for non-credit union documents | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Florida median | — | — | Source |
| Subpoena of Records | $25 | ||||
Lending FeesVerified | |||||
| Late Payment on Visa Credit Card | $10Within the typical range ($10–$25 nationally) | $10 below the national median$12.50 below the Florida median | — | — | Source |
Other FeesVerified | |||||
| Photocopies Fee | $0.20Below the typical range ($2–$5 nationally) | $2.80 below the national median$2.98 below the Florida median | per item | — | Source |
| Transaction Photocopy | $6 | ||||
Overdraft
$35.00
Of 41 others that publish it, 28 lower, 10 the same and 3 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
22
Under review
0
Assets
$16.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$16.1M
Total deposits
$12.8M
Service charge income (year to date)
$66K
Fee income ratio
14.0%
Return on assets
-0.12%
Financial profile · Pro
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| $5 above the national median$5 above the Florida median |
| per item |
| — |
| Source |
| Transfer from Shares to cover overdraft | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Florida median | per item | — | Source |
| $25 above the national median$25 above the Florida median |
| — |
| — |
| Source |
| Replacement debit card | $35Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the Florida median | — | — | Source |
| VISA Foreign Transaction fee | 1%of the transaction | — | — | — | Source |
| $0.50 below the national median$0.50 below the Florida median |
| per item |
| — |
| Source |
| Stop Payment: series of checks | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Florida median | — | — | Source |
| Stop Payment: single item | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Florida median | — | — | Source |
| per item |
| — |
| Source |
| $25 below the national median$75 below the Florida median |
| — |
| — |
| Source |
| Written Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national median$5.50 below the Florida median | — | — | Source |
| $3 above the national median$2.82 above the Florida median |
| — |
| — |
| Source |