vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$2.50 above the Colorado median
per item · Source
At the national median$2 below the Colorado median
per quarter · Source
At the national medianAt the Colorado median
per item · Source
At the national medianAt the Colorado median
per item · Source
At the national medianAt the Colorado median
per item · Source
$0.50 below the national median$0.50 below the Colorado median
per transaction · Source
At the national medianAt the Colorado median
per item · Source
$5 above the national medianAt the Colorado median
per item · Source
$5 above the national median$5 above the Colorado median
per item · Source
At the national medianAt the Colorado median
per item · Source
At the national medianAt the Colorado median
per item · Source
$2.50 above the national median$2.50 above the Colorado median
per item · Source
At the national medianAt the Colorado median
per item · Source
$12.50 below the national median$17.50 below the Colorado median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #4033. canonical_hint=check_cashing; text_hash=ee77f2a3af8edcfa7f25d4333e25360ffd45a6ad15e0832e2e8e67e3558c8b17; excerpt="Canadian Check Deposit | $7.50 per check | Loans Fees" · Source
$2 above the national median$2 above the Colorado median
per item · Source
At the national medianAt the Colorado median
per item · Source
$5 below the national median$5 below the Colorado median
$5 above the national medianAt the Colorado median
per item · Source
$2.50 above the national median$2.50 above the Colorado median
per item · Source
$25 above the national median$25 above the Colorado median
per item · Source
$5 above the national median$8.75 above the Colorado median
$2 below the national median$2 below the Colorado median
per item · Source
At the national medianAt the Colorado median
$62.50 above the national median$12.50 above the Colorado median
$7.50 below the national median$57.50 below the Colorado median
per item · Source
$62.50 above the national median$12.50 above the Colorado median
per item · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$2.50 above the Colorado median | per item | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Colorado median | per quarter | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.93 nationally) | At the national medianAt the Colorado median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Colorado median | per item | — | Source |
| Non-Sufficient Funds Fee | $30 | ||||
ATM & CardVerified | |||||
| Out-of-Network ATM Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Colorado median | per transaction | — | Source |
| Plastic Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Out-Going Domestic Wire | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Colorado median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Colorado median | per item | — | Source |
| MoneyGram Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee | $5Within the typical range ($5–$20 nationally) | $5 below the national median$5 below the Colorado median | — | — | Source |
| ACH Returned Item | $30 | ||||
Account ServicesVerified | |||||
| Visa Card Advance for Non | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2.50 above the Colorado median | per item | — | Source |
| Garnishments | $75 | ||||
Lending FeesVerified | |||||
| Visa Credit Card Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$8.75 above the Colorado median | — | — | Source |
Other FeesVerified | |||||
| Fax/Photocopies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Colorado median | per item | — | Source |
| Statement Copy/Reprint | $3 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
26
Under review
0
Assets
$54.3M
Work at Electrical Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$54.3M
Total deposits
$47.1M
Service charge income (year to date)
$113K
Fee income ratio
8.1%
Return on assets
0.73%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Colorado median |
| per item |
| — |
| Source |
| At the national medianAt the Colorado median |
| per item |
| — |
| Source |
| Expedited Plastic Card Fee | $45Within the typical range ($30–$50 nationally) | $5 above the national medianAt the Colorado median | per item | — | Source |
| At the national medianAt the Colorado median |
| per item |
| — |
| Source |
| ACH/Check Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2.50 above the Colorado median | per item | — | Source |
| On-Us Check Cashing/Non | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Colorado median | per item | — | Source |
| Canadian Check Deposit | $7.50Below the typical range ($10–$25 nationally) | $12.50 below the national median$17.50 below the Colorado median | per item | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #4033. canonical_hint=check_cashing; text_hash=ee77f2a3af8edcfa7f25d4333e25360ffd45a6ad15e0832e2e8e67e3558c8b17; excerpt="Canadian Check Deposit | $7.50 per check | Loans Fees" | Source |
| CU Check Image Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Colorado median | per item | — | Source |
| Member Check Image Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Colorado median | per item | — | Source |
| $5 above the national medianAt the Colorado median |
| per item |
| — |
| Source |
| $25 above the national median$25 above the Colorado median |
| per item |
| — |
| Source |
| At the national medianAt the Colorado median |
| — |
| — |
| Source |
| Members | Subordination Fee | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$12.50 above the Colorado median | — | — | Source |
| Skip-A-Pay Fee (Holiday) | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$57.50 below the Colorado median | per item | — | Source |
| Subordination Fee | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$12.50 above the Colorado median | per item | — | Institution’s schedule |