vs. U.S. typical range:LowerTypicalHigher
$1 above the national median$1 above the Kentucky median
per month · Source
$5 above the national median$3 above the Kentucky median
per month · Source
At the national median$2 below the Kentucky median
$2.50 below the national medianAt the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
$0.50 below the national medianAt the Kentucky median
At the national medianAt the Kentucky median
$15 below the national median$10 below the Kentucky median
$25 above the national median$30 above the Kentucky median
At the national medianAt the Kentucky median
$40 below the national median$40 below the Kentucky median
At the national medianAt the Kentucky median
$7.50 below the national median$8.48 below the Kentucky median
At the national medianAt the Kentucky median
At the national median$25 below the Kentucky median
At the national median$0.44 above the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee on Second Chance Checking | $7Within the typical range ($4–$10 nationally) | $1 above the national median$1 above the Kentucky median | per month | — | Source |
| Inactive Account fee (per month) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Kentucky median | per month | — | Source |
| Inactive Share Accounts will be closed 30 days after dropping below the par value of | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | — | — | Source |
| Research Fee (research done at member's request not related to a credit union error) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Returned Item Fee (Checks ACH, and Bill Pay Transactions) | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Kentucky median | — | — | Source |
| Lost Credit/Debit Card Re-Issue Fee | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer Fee (Personal Accounts Only) | $10Below the typical range ($20–$25 nationally) | $15 below the national median$10 below the Kentucky median | — | — | Source |
| Domestic Outgoing Wire Transfer Fee (Personal Accounts Only) | $50 | ||||
Check ServicesVerified | |||||
| Cashier Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Stop Payment Fees | $20 | ||||
Account ServicesVerified | |||||
| Garnishment and Tax Levy Fee | $50Within the typical range ($30–$87.50 nationally) | At the national median$25 below the Kentucky median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee (members requesting more than one statement copy) | $3Within the typical range ($2–$5 nationally) | At the national median$0.44 above the Kentucky median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 61 others that publish it, 32 lower, 14 the same and 15 higher.
Monthly maintenance
$7.00
Of 24 others that publish it, 13 lower and 11 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
17
Under review
0
Assets
$365.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$365.9M
Total deposits
$310.0M
Service charge income (year to date)
$967K
Fee income ratio
9.5%
Return on assets
1.31%
Financial profile · Pro
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| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| $25 above the national median$30 above the Kentucky median |
| — |
| — |
| Source |
| International Outgoing Wire Transfer Fee (Personal Accounts Only) | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| International Outgoing Wire Transfer Fee (Personal Accounts Only) | $10Below the typical range ($40–$50 nationally) | $40 below the national median$40 below the Kentucky median | — | — | Source |
| $7.50 below the national median$8.48 below the Kentucky median |
| — |
| — |
| Source |
| Non-member check cashing fee(cashing through a member account) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Kentucky median | — | — | Source |