vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$1.25 above the Michigan median
$7.50 below the national median$8.75 below the Michigan median
$15 below the national median$14 below the Michigan median
$5 below the national median$2.50 below the Michigan median
per item · Source
At the national medianAt the Michigan median
$10 below the national median$5 below the Michigan median
$2.50 below the national median$0.50 below the Michigan median
$1 below the national median$1 below the Michigan median
$2.50 below the national median$2 below the Michigan median
per item · Source
$2.50 below the national median$2 below the Michigan median
$3 above the national median$3 above the Michigan median
per item · Per 4 checks · Institution’s schedule
$3 above the national median$3 above the Michigan median
$2 above the national median$1.50 above the Michigan median
$2 above the national median$1.50 above the Michigan median
$10 below the national median$10 below the Michigan median
$7.50 above the national median$5 above the Michigan median
At the national medianAt the Michigan median
$0.50 below the national median$1 below the Michigan median
$2 above the national median$2 above the Michigan median
$2.50 below the national median$2.50 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Research/Reconciliation Fee (Per hour, 1-hour minimum) | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$1.25 above the Michigan median | — | — | Source |
| Return of Mail for Bad Address | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Check Returned for Non-Sufficient Funds (NSF) | $15Below the typical range ($25–$32 nationally) | $15 below the national median$14 below the Michigan median | — | — | Source |
ATM & CardVerified | |||||
| Replacement ATM or Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Michigan median | per item | — | Source |
Wire TransfersVerified | |||||
| All outgoing Domestic Wire | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| All outgoing International Wire | $40 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $2.50Below the typical range ($3–$6 nationally) | $2.50 below the national median$0.50 below the Michigan median | — | — | Source |
| Money Order | $1 | ||||
Digital & ElectronicVerified | |||||
| ACH/ATM Returned for Non-Sufficient Funds (NSF) | $15Within the typical range ($15–$30 nationally) | $10 below the national median$10 below the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Notary Public (Free to Members) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Garnishment | $50 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Photocopy | $0.50 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
20
Under review
0
Assets
$132.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$132.4M
Total deposits
$115.6M
Service charge income (year to date)
$573K
Fee income ratio
14.2%
Return on assets
1.27%
Financial profile · Pro
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| $10 below the national median$5 below the Michigan median |
| — |
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| Source |
| $1 below the national median$1 below the Michigan median |
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| — |
| Source |
| Stop Payment (ACH/Check) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2 below the Michigan median | per item | — | Source |
| Stop Payment on Money Order | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2 below the Michigan median | — | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Michigan median | per item | Per 4 checks | Institution’s schedule |
| Temporary Checks (per 4) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Michigan median | — | — | Source |
| Copy of Check/Receipt | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| Copy of Money Order | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| $2.50 below the national median$2.50 below the Michigan median |
| — |
| — |
| Source |