Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Enrichment Federal Credit Union

Oak Ridge, TennesseeCredit UnionAtlanta Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Overdraft ltem$30Within the typical range ($25–$33 nationally)
At the national median$1 below the Tennessee median
per item · Source
NSF$30Within the typical range ($25–$32 nationally)
At the national medianAt the Tennessee median
per item · Source

Check ServicesVerified

Cashiers Check$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the Tennessee median
per item · Source
Money Order$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median$1 below the Tennessee median
per item · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$10 below the Tennessee median
per item · Source
Temporary Checks First 8 checks free$2Within the typical range ($1–$4 nationally)
At the national median$0.50 above the Tennessee median
Source
Check Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Tennessee median
per item · Source

Account ServicesVerified

Drilling of Box$100Above the typical range ($30–$70 nationally)
$55 above the national median$50 above the Tennessee median
Source
Lost Key$15Below the typical range ($30–$70 nationally)
$30 below the national median$35 below the Tennessee median
Source
Safe Deposit Box 10 x 10$65Within the typical range ($30–$70 nationally)
$20 above the national median$15 above the Tennessee median
Source
Verification of Deposit$10Within the typical range ($5–$15 nationally)
At the national medianAt the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median$3 below the Tennessee median	—	—	Source
Account Research	$15Within the typical range ($11.38–$25 nationally)	$2.50 below the national medianAt the Tennessee median	—	—	Source
Returned Statement Bad Address	$5Below the typical range ($11.38–$25 nationally)	$12.50 below the national median$10 below the Tennessee median	per month	—	Source
Overdraft & NSFVerified
Courtesy Overdraft ltem	$30Within the typical range ($25–$33 nationally)	At the national median$1 below the Tennessee median	per item	—	Source
NSF	$30
ATM & CardVerified
Replacement Debit/Credit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Tennessee median	—	—	Source
Wire TransfersVerified
Wire Transfer: (Outgoing domestic)	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the Tennessee median	per item	—	Source
Check ServicesVerified
Cashiers Check	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the Tennessee median	per item	—	Source
Money Order	$1.50
Account ServicesVerified
Drilling of Box	$100Above the typical range ($30–$70 nationally)	$55 above the national median$50 above the Tennessee median	—	—	Source
Lost Key	$15
Gift & Prepaid CardsVerified
Gift Card Fee	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median$0.50 below the Tennessee median	per item	—	Source
Other FeesVerified
Statement Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Tennessee median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

18 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$984.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$984.4M

Total deposits

$860.5M

Service charge income (year to date)

$1.1M

Fee income ratio

4.0%

Return on assets

1.37%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,783 published fee entries from 3,612 institutions

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