vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$4 below the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$0.50 below the national median$0.50 below the Texas median
$0.50 below the national median$0.50 below the Texas median
$2.50 below the national median$2.50 below the Texas median
At the national median$2.50 above the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
At the national median$2 below the Texas median
At the national medianAt the Texas median
per item · Institution’s schedule
—
At the national median$3 above the Texas median
$15 above the national median$15 above the Texas median
per year · Source
$10 below the national median$10 below the Texas median
per year · Source
$20 below the national median$20 below the Texas median
per year · Source
At the national medianAt the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$5 above the national median$5 above the Texas median
$9 above the national median$4 above the Texas median
$1.50 below the national median$1.50 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee | $1Below the typical range ($5–$10 nationally) | $4 below the national median$4 below the Texas median | per month | — | Source |
| Research Fee | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $29.50Within the typical range ($25–$33 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| NSF Item Charges | $29.50 | ||||
ATM & CardVerified | |||||
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Money Orders | $2 | ||||
Cash & DepositVerified | |||||
| Coin Machine Fee | 10% | — | — | — | Source |
| Returned Deposit Fee | $15Within the typical range ($8–$25 nationally) | At the national median$3 above the Texas median | |||
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Texas median | per year | — | Source |
| Safe Deposit Box 3 x 10 | $35 | ||||
Lending FeesVerified | |||||
| Loan Payment Late Fee | $29Above the typical range ($10–$25 nationally) | $9 above the national median$4 above the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1.50 below the Texas median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$29.50
Headline fees published
6 of 15
Published fees
19
Under review
0
Assets
$98.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$98.5M
Total deposits
$87.5M
Service charge income (year to date)
$894K
Fee income ratio
19.8%
Return on assets
-1.02%
Financial profile · Pro
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| $0.50 below the national median$0.50 below the Texas median |
| — |
| — |
| Source |
| Stop Payment Fee/WSUD Return Item | $27.50Within the typical range ($25–$32 nationally) | $2.50 below the national median$2.50 below the Texas median | — | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Stop Payment Fee /WSUD Fee | $27.50Within the typical range ($20–$30 nationally) | At the national median$2 below the Texas median | — | — | Source |
| Temporary Checks (4 checks) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | — | Institution’s schedule |
| — |
| — |
| Source |
| $10 below the national median$10 below the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Texas median | per year | — | Source |
| Safe Deposit Box 5 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| Safe Deposit Box Deposit | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |