vs. U.S. typical range:LowerTypicalHigher
$2 above the national median$2 above the Michigan median
$7.50 below the national median$8.75 below the Michigan median
$0.50 below the national medianAt the Michigan median
per month · Source
$0.50 below the national medianAt the Michigan median
$5 below the national median$4 below the Michigan median
$30 below the national median$29 below the Michigan median
$0.50 above the national median$0.15 above the Michigan median
At the national medianAt the Michigan median
At the national median$5 above the Michigan median
$1 above the national median$1 above the Michigan median
per month · Source
$1 above the national median$1 above the Michigan median
per item · Source
$25 below the national median$25 below the Michigan median
At the national medianAt the Michigan median
$155 above the national median$151 above the Michigan median
per month · Source
$45 above the national median$41 above the Michigan median
per year · Source
$55 above the national median$51 above the Michigan median
per year · Source
$315 above the national median$311 above the Michigan median
per year · Source
At the national median$4 below the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
$10 below the national median$14 below the Michigan median
per year · Source
$15 above the national median$11 above the Michigan median
per year · Source
$5 below the national median$9 below the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
$50 above the national median$50 above the Michigan median
$20 above the national median$15 above the Michigan median
per item · Source
$9 above the national median$4 above the Michigan median
$2 above the national median$2 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Inactivity Fee | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Returned Mail | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | — | — | Source |
| /month if none of the above criteria are met. | Paper Statement Fee (per Statement) | $2.50Within the typical range ($2–$4.50 nationally) | $0.50 below the national medianAt the Michigan median | per month | — | Source |
| Paper Statement Fee (per Statement) | $2.50Within the typical range ($2–$4.50 nationally) | $0.50 below the national medianAt the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| Non-Sufficient Funds Items (any type) | $0 | ||||
ATM & CardVerified | |||||
| ATM Balance Inquiry | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Outgoing International Wire Transfer | $50 | ||||
Check ServicesVerified | |||||
| /month if none of the above criteria are met. | Counter Checks (4 checks per page) | per page | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Michigan median | per month | — | Source |
| Counter Checks (4 checks per page) | |||||
Digital & ElectronicVerified | |||||
| ACH or other returned items | $0Below the typical range ($15–$30 nationally) | $25 below the national median$25 below the Michigan median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Items | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Lock Drilling/ Lost Key | $200Above the typical range ($30–$70 nationally) | $155 above the national median$151 above the Michigan median | per month | — | Source |
| Safe Deposit Box 10”x10” | $90 | ||||
Lending FeesVerified | |||||
| Skip-a-Payment | $40Above the typical range ($10–$25 nationally) | $20 above the national median$15 above the Michigan median | per item | — | Source |
| Visa Late Payment Fee (first occurrence) | $29 | ||||
Other FeesVerified | |||||
| Check or Statement Copies - Staff Assisted | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
27
Under review
0
Assets
$4.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$4.4B
Total deposits
$3.7B
Service charge income (year to date)
$7.8M
Fee income ratio
5.4%
Return on assets
1.50%
Financial profile · Pro
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| $30 below the national median$29 below the Michigan median |
| — |
| — |
| Source |
| At the national median$5 above the Michigan median |
| — |
| — |
| Source |
| $3Within the typical range ($1–$4 nationally) |
| $1 above the national median$1 above the Michigan median |
| per item |
| — |
| Source |
| $45 above the national median$41 above the Michigan median |
| per year |
| — |
| Source |
| Safe Deposit Box 10”x11” | $100Above the typical range ($30–$70 nationally) | $55 above the national median$51 above the Michigan median | per year | — | Source |
| Safe Deposit Box 24”x38” | $360Above the typical range ($30–$70 nationally) | $315 above the national median$311 above the Michigan median | per year | — | Source |
| Safe Deposit Box 3”x10” | $45Within the typical range ($30–$70 nationally) | At the national median$4 below the Michigan median | per year | — | Source |
| Safe Deposit Box 3”x5” | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| Safe Deposit Box 4”x5” | $35Within the typical range ($30–$70 nationally) | $10 below the national median$14 below the Michigan median | per year | — | Source |
| Safe Deposit Box 5”x10” | $60Within the typical range ($30–$70 nationally) | $15 above the national median$11 above the Michigan median | per year | — | Source |
| Safe Deposit Box 5”x5” | $40Within the typical range ($30–$70 nationally) | $5 below the national median$9 below the Michigan median | per year | — | Source |
| Safe Deposit Box Options 3”x5” | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| Receipt of Tax Levy/Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Michigan median | — | — | Source |
| $9 above the national median$4 above the Michigan median |
| — |
| — |
| Source |