vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the New Mexico median
per month · Source
$5 below the national median$5 below the New Mexico median
$5 below the national median$5 below the New Mexico median
per transaction · Source
$5 below the national medianAt the New Mexico median
$5 below the national median$5 below the New Mexico median
At the national median$10 above the New Mexico median
At the national median$10 above the New Mexico median
per item · Credit or Debit card expedited replacement · Institution’s schedule
—
At the national median$5 above the New Mexico median
$5 below the national median$5 below the New Mexico median
At the national medianAt the New Mexico median
per item · Source
$3 above the national median$2.50 above the New Mexico median
$2.50 below the national median$3 below the New Mexico median
$1 below the national median$1 below the New Mexico median
$1 below the national medianAt the New Mexico median
per item · Source
$5 below the national median$2.50 below the New Mexico median
$12.50 above the national median$14.60 above the New Mexico median
$7 below the national median$2 below the New Mexico median
$30 below the national median$26.25 below the New Mexico median
per month · Source
At the national medianAt the New Mexico median
per item · Source
$2 below the national median$2 below the New Mexico median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee (assessed monthly after two consecutive years of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the New Mexico median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Courtesy Pay may cover overdrafts for certain transactions, including debit card purchases (with opt-in). A | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the New Mexico median | — | — | Source |
| Overdraft Fee – for Non-Sufficient Funds (per paid item/transaction) | $25 | ||||
ATM & CardVerified | |||||
| Card (Credit or Debit) Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New Mexico median | — | — | Source |
| Card (Credit or Debit) Rush Fee | $40 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing – Domestic) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the New Mexico median | — | — | Source |
| Wire Transfer (Outgoing – International) | $45 | ||||
Check ServicesVerified | |||||
| Cashier’s Check (per item) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New Mexico median | per item | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Set-up | $5Within the typical range ($5–$20 nationally) | $5 below the national median$2.50 below the New Mexico median | — | — | Source |
| Bill Pay Expedited Payment Fee | $15 | ||||
Cash & DepositVerified | |||||
| Deposit Item Return Fee | $8Within the typical range ($8–$25 nationally) | $7 below the national median$2 below the New Mexico median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Lost Key Replacement Fee | $15Below the typical range ($30–$70 nationally) | $30 below the national median$26.25 below the New Mexico median | per month | — | Source |
| Garnishment and Levy Processing Fee (per each one processed) | $50 | ||||
Other FeesVerified | |||||
| Statement Copies or Copies of Other Scanned Images (charge per page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the New Mexico median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 102 others that publish it, 12 lower, 19 the same and 71 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$4.6B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$4.6B
Total deposits
$3.5B
Service charge income (year to date)
$3.8M
Fee income ratio
3.3%
Return on assets
0.37%
Financial profile · Pro
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| $5 below the national median$5 below the New Mexico median |
| per transaction |
| — |
| Source |
| Returned Item Fee – for Non-Sufficient Funds (per returned item/transaction) | $25Within the typical range ($25–$32 nationally) | $5 below the national medianAt the New Mexico median | — | — | Source |
| At the national median$10 above the New Mexico median |
| — |
| — |
| Source |
| Card Rush Fee | $40Within the typical range ($30–$50 nationally) | At the national median$10 above the New Mexico median | per item | Credit or Debit card expedited replacement | Institution’s schedule |
| International Transaction Fee | 1%of the transaction | — | — | — | Source |
| $5 below the national median$5 below the New Mexico median |
| — |
| — |
| Source |
| $3 above the national median$2.50 above the New Mexico median |
| — |
| — |
| Source |
| ACH Payment Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$3 below the New Mexico median | — | — | Source |
| Temporary checks available | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New Mexico median | — | — | Source |
| Copies of Paid Checks | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the New Mexico median | per item | — | Source |
| $12.50 above the national median$14.60 above the New Mexico median |
| — |
| — |
| Source |
| At the national medianAt the New Mexico median |
| per item |
| — |
| Source |