vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$10 below the Maryland median
$2.50 below the national median$2.50 below the Maryland median
$2.50 above the national median$2.50 above the Maryland median
$12.50 below the national median$12.50 below the Maryland median
At the national medianAt the Maryland median
per item · Source
At the national medianAt the Maryland median
At the national medianAt the Maryland median
$0.50 below the national medianAt the Maryland median
$2 below the national median$2 below the Maryland median
$15 above the national median$15 above the Maryland median
At the national median$5 below the Maryland median
At the national median$5 above the Maryland median
At the national medianAt the Maryland median
$1 above the national median$0.75 above the Maryland median
$2.50 above the national median$2.50 above the Maryland median
$2 above the national medianAt the Maryland median
$12.45 above the national median$9.95 above the Maryland median
At the national medianAt the Maryland median
At the national median$50 below the Maryland median
At the national medianAt the Maryland median
$2 above the national medianAt the Maryland median
$62.50 above the national median$50 above the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days of opening | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$10 below the Maryland median | — | — | Source |
| Account research (minimum charge) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$2.50 below the Maryland median | — | — | Source |
| Account research (per hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Maryland median | — | — | Source |
| Mail returned for incorrect address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Maryland median | — | — | Source |
Overdraft & NSFVerified | |||||
| ACH overdraft (per item) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Maryland median | per item | — | Source |
| Return Items Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM transaction (non owned Chessie ATM) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Maryland median | — | — | Source |
| Debit /ATM card replacement | $8 | ||||
Wire TransfersVerified | |||||
| Wire transfer | $40Above the typical range ($20–$25 nationally) | $15 above the national median$15 above the Maryland median | — | — | Source |
| Wire incoming fee | $10 | ||||
Check ServicesVerified | |||||
| Treasurer’s check (payable to third party) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Money Orders | $3 | ||||
Digital & ElectronicVerified | |||||
| Overnight Check to vendor Same Day Bill Pay to vendor | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$9.95 above the Maryland median | — | — | Source |
Cash & DepositVerified | |||||
| Visa Cash Advance (other institution) | $5Within the typical range ($2–$10 nationally) | At the national medianAt the Maryland median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/Levy | $50Within the typical range ($30–$87.50 nationally) | At the national median$50 below the Maryland median | — | — | Source |
| Verification of Deposits | $10 | ||||
Other FeesVerified | |||||
| UPS overnight delivery-Monday – Thursday | $40Within the typical range ($20–$40 nationally) | $10 above the national median | — | — | Source |
| Statement copy | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 108 others that publish it, 35 lower, 29 the same and 44 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
23
Under review
0
Assets
$434.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$434.4M
Total deposits
$372.3M
Service charge income (year to date)
$2.0M
Fee income ratio
16.8%
Return on assets
1.24%
Financial profile · Pro
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| At the national medianAt the Maryland median |
| — |
| — |
| Source |
| Overdraft transfer from share savings to share draft checking | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Maryland median | — | — | Source |
| $2 below the national median$2 below the Maryland median |
| — |
| — |
| Source |
| At the national median$5 below the Maryland median |
| — |
| — |
| Source |
| International wire transfer (outgoing) | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Maryland median | — | — | Source |
| $1 above the national median$0.75 above the Maryland median |
| — |
| — |
| Source |
| Stop payments (all items) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2.50 above the Maryland median | — | — | Source |
| Copy of draft | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | — | — | Source |
| At the national medianAt the Maryland median |
| — |
| — |
| Source |
| $2 above the national medianAt the Maryland median |
| — |
| — |
| Source |
| Subordination of Lien | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$50 above the Maryland median | — | — | Source |