Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Bronco Federal Credit Union

Franklin, VirginiaCredit UnionRichmond Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Overdraft Fee$32Within the typical range ($25–$33 nationally)
$2 above the national median$2 above the Virginia median
per item · Source
NSF Fee$32Within the typical range ($25–$32 nationally)
$2 above the national median$2 above the Virginia median
per item · Source

Check ServicesVerified

Stop Payment$32Above the typical range ($20–$30 nationally)
$4.50 above the national median$2 above the Virginia median
Source
Temporary Checks$3Within the typical range ($1–$4 nationally)
$1 above the national median$1 above the Virginia median
Source
Check Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median$3 below the Virginia median
per item · Source

Account ServicesVerified

Drilling of Boxes$100Above the typical range ($30–$70 nationally)
$55 above the national median$48.75 above the Virginia median
Source
Safe Deposit Box 3” x 10”$50Within the typical range ($30–$70 nationally)
$5 above the national median$1.25 below the Virginia median
per year · Source
Safe Deposit Box 3” x 5”$30Within the typical range ($30–$70 nationally)
$15 below the national median$21.25 below the Virginia median
per year · Source
Safe Deposit Box 5” x 10”$75Above the typical range ($30–$70 nationally)
$30 above the national median$23.75 above the Virginia median
per year · Source
Levy/Garnishments$100Above the typical range ($30–$88.13 nationally)
$50 above the national median$25 above the Virginia median
Source

Gift & Prepaid CardsVerified

Gift Card$25Above the typical range ($3–$4.95 nationally)
$21.50 above the national median$21.05 above the Virginia median
per item · Source
VISA Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median$0.95 below the Virginia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$5 above the Virginia median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$32Within the typical range ($25–$33 nationally)	$2 above the national median$2 above the Virginia median	per item	—	Source
NSF Fee	$32
ATM & CardVerified
Card Replacement	$7Within the typical range ($5–$10 nationally)	$3 below the national median$3 below the Virginia median	per item	—	Source
Check ServicesVerified
Stop Payment	$32Above the typical range ($20–$30 nationally)	$4.50 above the national median$2 above the Virginia median	—	—	Source
Temporary Checks	$3
Cash & DepositVerified
Returned Deposit Checks	$5Below the typical range ($8–$25 nationally)	$10 below the national median$17.50 below the Virginia median	—	—	Source
Account ServicesVerified
Drilling of Boxes	$100Above the typical range ($30–$70 nationally)	$55 above the national median$48.75 above the Virginia median	—	—	Source
Safe Deposit Box 3” x 10”	$50
Retirement & IRAVerified
IRA External Transfer Fee	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Virginia median	per item	—	Source
Gift & Prepaid CardsVerified
Gift Card	$25Above the typical range ($3–$4.95 nationally)	$21.50 above the national median$21.05 above the Virginia median	per item	—	Source
VISA Gift Card	$3
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median$0.50 above the Virginia median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

17 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$292.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$292.4M

Total deposits

$261.1M

Service charge income (year to date)

$443K

Fee income ratio

4.7%

Return on assets

0.58%

Financial profile · Pro

Performance from regulator filings

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