Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Peninsula Federal Credit Union

Escanaba, MichiganCredit UnionMinneapolis Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

New Beginning Monthly Service Fee$10Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$10Below the typical range ($25–$33 nationally)
$20 below the national median$19 below the Michigan median
per item · Source
Drafts Returned Insufficient Funds$10Below the typical range ($25–$32 nationally)
$20 below the national median$19 below the Michigan median
per item · Source

Wire TransfersVerified

Wire Transfer Fee - Domestic$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Michigan median
per item · Source
Wire Transfer Fee - Foreign$40Within the typical range ($40–$50 nationally)
$10 below the national median$5 below the Michigan median
per item · Source

Check ServicesVerified

Money Order & Cashier's Check Fee$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median$0.50 below the Michigan median
per item · Source
Stop Payment Order Fee$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$17 below the Michigan median
per item · Source
Draft Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1.50 below the Michigan median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
New Beginning Monthly Service Fee	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3.75 above the Michigan median	per month	—	Source
Money Market Low Balance Fee (below $2500)	$10Within the typical range ($5–$10 nationally)	$3 above the national median$5 above the Michigan median	per month	—	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Michigan median	per month	—	Source
Account Reconciliation Fee/Account Research Fee	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$6.25 above the Michigan median	—	—	Source
Return Mail Fee	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$13.75 below the Michigan median	per item	—	Source
Overdraft & NSFVerified
Overdraft Fee	$10Below the typical range ($25–$33 nationally)	$20 below the national median$19 below the Michigan median	per item	—	Source
Drafts Returned Insufficient Funds	$10
Wire TransfersVerified
Wire Transfer Fee - Domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Michigan median	per item	—	Source
Wire Transfer Fee - Foreign	$40
Check ServicesVerified
Money Order & Cashier's Check Fee	$1.50Within the typical range ($1.50–$3 nationally)	$0.50 below the national median$0.50 below the Michigan median	per item	—	Source
Stop Payment Order Fee	$10
Digital & ElectronicVerified
ACH Origination Return Fee	$10Below the typical range ($15–$30 nationally)	$15 below the national median$15 below the Michigan median	per item	—	Source
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Michigan median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

14 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$355.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$355.7M

Total deposits

$321.0M

Service charge income (year to date)

$363K

Fee income ratio

3.0%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

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