vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.95 below the Maryland median
per month · Source
$3 above the national median$1 above the Maryland median
per month · Source
$2 below the national median$4 below the Maryland median
per month · Source
$7.50 above the national median$5 above the Maryland median
$20 above the national median$20 above the Maryland median
per month · Source
$7.50 above the national median$7.50 above the Maryland median
$10 below the national median$10 below the Maryland median
per item · Source
$7.50 below the national median$7.50 below the Maryland median
per item · Source
$1 below the national median$0.50 below the Maryland median
At the national medianAt the Maryland median
$5 above the national median$5 above the Maryland median
$0.75 below the national median$0.25 below the Maryland median
At the national median$0.50 above the Maryland median
per transaction · Source
$5 above the national median$5 above the Maryland median
$5 below the national median$5 below the Maryland median
$5 above the national median$7.50 above the Maryland median
per item · Source
—
per transaction · Source
$0.50 above the national median
per transaction · Source
$20 above the national median$20 above the Maryland median
$5 above the national median$5 above the Maryland median
At the national medianAt the Maryland median
$7.50 above the national median$7.50 above the Maryland median
$15 above the national median$10 above the Maryland median
$25 above the national median$20 above the Maryland median
$1.50 above the national median$2 above the Maryland median
At the national median$50 below the Maryland median
$5 below the national medianAt the Maryland median
$1 below the national median$1.45 below the Maryland median
$1 above the national median$0.55 above the Maryland median
per item · Source
$27.50 below the national median$40 below the Maryland median
$12.50 above the national medianAt the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Millennial Checking Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.95 below the Maryland median | per month | — | Source |
| Below Minimum Balance | $10Within the typical range ($5–$10 nationally) | $3 above the national median$1 above the Maryland median | per month | — | Source |
| Loyalty Checking Below Minimum Balance | $5Within the typical range ($5–$10 nationally) | $2 below the national median$4 below the Maryland median | per month | — | Source |
| Account Closing | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Maryland median | — | — | Source |
| Dormant Account (2 years or more) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Maryland median | per month | — | Source |
| Account Review/Research/Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Maryland median | — | — | Source |
| Returned Mail | $7.50Below the typical range ($12–$25 nationally) | $10 below the national median$10 below the Maryland median | per item | — | Source |
| Returned Mail - Collection Item | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the Maryland median | per item | — | Source |
| Paper Statement | $2Within the typical range ($2–$4.59 nationally) | $1 below the national median$0.50 below the Maryland median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Protection (ODP) Item | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Non-Sufficient Funds (NSF) | $35 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals§ §Non-TEFCU owned ATMs only. Fee charged per ATM withdrawal after the 3rd ATM withdrawal for the month | $0.75Below the typical range ($1–$2.25 nationally) | $0.75 below the national median$0.25 below the Maryland median | — | — | Source |
| Domestic ATM | $1.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing Domestic (In-Branch) | $45Above the typical range ($20–$25 nationally) | $20 above the national median$20 above the Maryland median | — | — | Source |
| Wire Transfers: Outgoing Domestic (Online) | $30 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Stop Payments | $35 | ||||
Digital & ElectronicVerified | |||||
| ACH Return | $40Above the typical range ($15–$30 nationally) | $15 above the national median$10 above the Maryland median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposited Check | $40Above the typical range ($8–$25 nationally) | $25 above the national median$20 above the Maryland median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service – Non-Member | $4Within the typical range ($0–$5 nationally) | $1.50 above the national median$2 above the Maryland median | — | — | Source |
| Tax Levy/Garnishment | $50 | ||||
Lending FeesVerified | |||||
| Late Payment | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Maryland median | — | — | Source |
| UCC Filing | $100 | ||||
Gift & Prepaid CardsVerified | |||||
| Reload Fee | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1.45 below the Maryland median | — | — | Source |
| Visa® Gift Card | $4.50 | ||||
Other FeesVerified | |||||
| Additional Lien Release Request | $10Below the typical range ($25–$100 nationally) | $27.50 below the national median$40 below the Maryland median | — | — | Source |
| Skip-a-Payment | $50 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 108 others that publish it, 35 lower, 29 the same and 44 higher.
Monthly maintenance
$5.00
Of 57 others that publish it, 21 lower, 7 the same and 29 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
12 of 15
Published fees
31
Under review
0
Assets
$93.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$93.4M
Total deposits
$76.9M
Service charge income (year to date)
$1.0M
Fee income ratio
34.6%
Return on assets
-0.15%
Financial profile · Pro
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| $5 above the national median$5 above the Maryland median |
| — |
| — |
| Source |
| At the national median$0.50 above the Maryland median |
| per transaction |
| — |
| Source |
| Debit/Credit Card - Replacement | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Maryland median | — | — | Source |
| Replacement Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Maryland median | — | — | Source |
| Credit Card - Rush Fee | $45Within the typical range ($30–$50 nationally) | $5 above the national median$7.50 above the Maryland median | per item | — | Source |
| Foreign Transactions | 1%of the transaction | — | per transaction | — | Source |
| International ATM | $3Within the typical range ($0.94–$5 nationally) | $0.50 above the national median | per transaction | — | Source |
| $5 above the national median$5 above the Maryland median |
| — |
| — |
| Source |
| $7.50 above the national median$7.50 above the Maryland median |
| — |
| — |
| Source |
| At the national median$50 below the Maryland median |
| — |
| — |
| Source |
| $68 above the national median |
| — |
| — |
| Source |
| $1 above the national median$0.55 above the Maryland median |
| per item |
| — |
| Source |
| $12.50 above the national medianAt the Maryland median |
| — |
| — |
| Source |