Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Pantex Federal Credit Union

Borger, TexasCredit UnionDallas Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$2Below the typical range ($5–$10 nationally)

Account Research$15

$2.50 below the national median$0.50 below the Texas median

Source

Overdraft & NSFVerified

Courtesy Pay (each)$18Below the typical range ($25–$33 nationally)
$12 below the national median$12 below the Texas median
per item · Source
Insufficient Funds Items (each)$18Below the typical range ($25–$32 nationally)
$12 below the national median$12 below the Texas median
per item · Source

Wire TransfersVerified

Wire Transfer: Outgoing$10Below the typical range ($20–$25 nationally)
$15 below the national median$10 below the Texas median
Source
Wire Transfer: Incoming$5Within the typical range ($5–$15 nationally)
$5 below the national medianAt the Texas median
Source

Check ServicesVerified

Stop Payments - Check$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$19.50 below the Texas median
Source
Counter Check$1Within the typical range ($1–$4 nationally)
$1 below the national median$1 below the Texas median
Source
Collection item (outgoing)$3Below the typical range ($10–$25 nationally)
$17 below the national median$17 below the Texas median
Source
Copy of Check (each)$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Texas median
per item · Source

Cash & DepositVerified

Deposited Checks (and other items) returned unpaid$18Within the typical range ($8–$25 nationally)
$3 above the national median$6 above the Texas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median$3 below the Texas median	per month	—	Source
Account Research	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$0.50 below the Texas median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay (each)	$18Below the typical range ($25–$33 nationally)	$12 below the national median$12 below the Texas median	per item	—	Source
Insufficient Funds Items (each)	$18
Wire TransfersVerified
Wire Transfer: Outgoing	$10Below the typical range ($20–$25 nationally)	$15 below the national median$10 below the Texas median	—	—	Source
Wire Transfer: Incoming	$5
Check ServicesVerified
Stop Payments - Check	$10Below the typical range ($20–$30 nationally)	$17.50 below the national median$19.50 below the Texas median	—	—	Source
Counter Check	$1
Cash & DepositVerified
Deposited Checks (and other items) returned unpaid	$18Within the typical range ($8–$25 nationally)	$3 above the national median$6 above the Texas median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$18

Overdraft fee: $18

40% below the national median overdraft fee

11 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$233.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$233.4M

Total deposits

$183.3M

Service charge income (year to date)

$276K

Fee income ratio

4.3%

Return on assets

1.53%

Financial profile · Pro

Performance from regulator filings

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Based on 67,383 published fee entries from 3,621 institutions

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