Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Education Personnel Federal Credit Union

Danville, IllinoisCredit UnionChicago Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early account closure fee (<90 days open)$25Within the typical range ($10–$25 nationally)

$7.50 above the national median$5 above the Illinois median

Dormant account fee (>12 months)$10

$5 above the national median$5 above the Illinois median

per year · Source

Unclaimed property/escheatment fee$30

$25 above the national median$25 above the Illinois median

Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3549. canonical_hint=dormant_account; text_hash=19882f0c79433612d301333d3d2369d2b3270d1d3df1aeb7cf14ae9815989c2f; excerpt="Unclaimed property/escheatment fee $30.00 Per account" · Source

Account reconciliation/research fee$25

$7.50 above the national median$5 above the Illinois median

Source

Overdraft & NSFVerified

Overdraft (paid) fee$20Below the typical range ($25–$33 nationally)
$10 below the national median$10 below the Illinois median
per item · Source
NSF (returned) fee$20Below the typical range ($25–$32 nationally)
$10 below the national median$10 below the Illinois median
per item · Source

ATM & CardVerified

Credit card replacement fee$15Above the typical range ($5–$10 nationally)
$5 above the national median$5 above the Illinois median
per item · Source

Wire TransfersVerified

Wire transfer fee – outgoing, domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Illinois median
per item · Source
Wire transfer fee – incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the Illinois median
per item · Source
Wire transfer fee – outgoing, international$40Within the typical range ($40–$50 nationally)
$10 below the national median$10 below the Illinois median
per item · Source

Check ServicesVerified

Stop payment order fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$9.50 below the Illinois median
per item · Source
Counter check fee$2Within the typical range ($1–$4 nationally)
At the national median$0.50 above the Illinois median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3549. canonical_hint=counter_check; text_hash=19882f0c79433612d301333d3d2369d2b3270d1d3df1aeb7cf14ae9815989c2f; excerpt="Counter check fee $2.00 Per 4 drafts" · Source
Draft (cancelled check) copy fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$2 below the Illinois median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3549. canonical_hint=check_image; text_hash=19882f0c79433612d301333d3d2369d2b3270d1d3df1aeb7cf14ae9815989c2f; excerpt="Draft (cancelled check) copy fee $2.00 Per draft" · Source

Cash & DepositVerified

Deposited item return fee$25Within the typical range ($8–$25 nationally)
$10 above the national median$10 above the Illinois median
per item · Source

Account ServicesVerified

Levy/garnishment processing fee$35Within the typical range ($30–$89.38 nationally)
$15 below the national median$40 below the Illinois median
per item · Source

Lending FeesVerified

Loan late payment fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Illinois median
per month · Source

Gift & Prepaid CardsVerified

Prepaid Visa gift card activation fee$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median$0.50 below the Illinois median
per item · Source
Prepaid Visa travel money card activation fee$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$1.50 above the Illinois median
per transaction · Source
Prepaid Visa travel money card reload fee$2Below the typical range ($3–$4.95 nationally)
$1.50 below the national median$1.50 below the Illinois median
per transaction · Source

Other FeesVerified

Consumer loan skip-a-pay fee$25Within the typical range ($25–$100 nationally)
$12.50 below the national median$10 below the Illinois median
per month · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3549. canonical_hint=other_lending_fee; text_hash=19882f0c79433612d301333d3d2369d2b3270d1d3df1aeb7cf14ae9815989c2f; excerpt="Consumer loan skip-a-pay fee $25.00 Per loan, per month" · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Early account closure fee (<90 days open)	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$5 above the Illinois median	—	—	Source
Dormant account fee (>12 months)	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Illinois median	per year	—	Source
Unclaimed property/escheatment fee	$30Above the typical range ($5–$10 nationally)	$25 above the national median$25 above the Illinois median	—	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3549. canonical_hint=dormant_account; text_hash=19882f0c79433612d301333d3d2369d2b3270d1d3df1aeb7cf14ae9815989c2f; excerpt="Unclaimed property/escheatment fee $30.00 Per account"	Source
Account reconciliation/research fee	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$5 above the Illinois median	—	—	Source
Overdraft & NSFVerified
Overdraft (paid) fee	$20Below the typical range ($25–$33 nationally)	$10 below the national median$10 below the Illinois median	per item	—	Source
NSF (returned) fee	$20
ATM & CardVerified
Credit card replacement fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median$5 above the Illinois median	per item	—	Source
Wire TransfersVerified
Wire transfer fee – outgoing, domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Illinois median	per item	—	Source
Wire transfer fee – incoming	$10
Check ServicesVerified
Stop payment order fee	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$9.50 below the Illinois median	per item	—	Source
Counter check fee	$2
Cash & DepositVerified
Deposited item return fee	$25Within the typical range ($8–$25 nationally)	$10 above the national median$10 above the Illinois median	per item	—	Source
Account ServicesVerified
Levy/garnishment processing fee	$35Within the typical range ($30–$89.38 nationally)	$15 below the national median$40 below the Illinois median	per item	—	Source
Lending FeesVerified
Loan late payment fee	$25Within the typical range ($10–$25 nationally)	$5 above the national median$5 above the Illinois median	per month	—	Source
Gift & Prepaid CardsVerified
Prepaid Visa gift card activation fee	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$0.50 below the Illinois median	per item	—	Source
Prepaid Visa travel money card activation fee	$5
Other FeesVerified
Consumer loan skip-a-pay fee	$25Within the typical range ($25–$100 nationally)	$12.50 below the national median$10 below the Illinois median	per month	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3549. canonical_hint=other_lending_fee; text_hash=19882f0c79433612d301333d3d2369d2b3270d1d3df1aeb7cf14ae9815989c2f; excerpt="Consumer loan skip-a-pay fee $25.00 Per loan, per month"	Source

Fee change alerts

Get an email when Education Personnel Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

20 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$74.3M

Work at Education Personnel Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$74.3M

Total deposits

$65.6M

Service charge income (year to date)

$127K

Fee income ratio

7.5%

Return on assets

0.75%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,608 published fee entries from 3,603 institutions

See pricing