vs. U.S. typical range:LowerTypicalHigher
At the national median$4.50 below the New York median
per month · After 1 year of inactivity · Institution’s schedule
$15.50 below the national median$15.50 below the New York median
per item · Per page · Source
$2.50 above the national median$2.50 above the New York median
per item · Per hour · Institution’s schedule
$2.50 above the national median$2.50 above the New York median
At the national medianAt the New York median
per item · Institution’s schedule
At the national median$4.25 above the New York median
per item · Source
$0.25 above the national median$0.25 above the New York median
per item · After 6 per month · Institution’s schedule
$0.25 above the national median$0.25 above the New York median
$5 above the national median$5 above the New York median
per item · Institution’s schedule
$10 below the national median$10 below the New York median
per item · Institution’s schedule
$5 below the national median$5 below the New York median
per item · Institution’s schedule
$5 below the national median$5 below the New York median
$2 below the national median$2 below the New York median
$2 below the national median$2 below the New York median
per item · Institution’s schedule
At the national medianAt the New York median
per item · Limit $2,000 · Institution’s schedule
At the national medianAt the New York median
$24 above the national median$23 above the New York median
per item · Source
$17.50 below the national median$15 below the New York median
per item · Institution’s schedule
$17.50 below the national median$15 below the New York median
$15 below the national median$16 below the New York median
$1 below the national median$3 below the New York median
per item · Institution’s schedule
$2.50 below the national median$2.50 below the New York median
$2.50 below the national median$2 below the New York median
$10 above the national median$5 above the New York median
per item · Source
$3 below the national median$3 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | After 1 year of inactivity | Institution’s schedule |
| Account History/Statement Printout | $2Below the typical range ($11–$25 nationally) | $15.50 below the national median$15.50 below the New York median | per item | Per page | Source |
| Account Research | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$2.50 above the New York median | per item | Per hour | Institution’s schedule |
| Account Research (per hour) | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay or NSF Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Institution’s schedule |
| Return Item | $30 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal | $1.75Within the typical range ($1–$2.25 nationally) | $0.25 above the national median$0.25 above the New York median | per item | After 6 per month | Institution’s schedule |
| ATM Withdrawal (after 6 per month) | $1.75 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | per item | — | Institution’s schedule |
| Wire Transfer (Domestic) | $20 | ||||
Check ServicesVerified | |||||
| Teller Check (Under ) | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Teller Check (Under $2,000) | $3 | ||||
Digital & ElectronicVerified | |||||
| Home Banking and Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
Account ServicesVerified | |||||
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the New York median | — | — | Source |
Lending FeesVerified | |||||
| Late Loan Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the New York median | per item | — | Source |
Other FeesVerified | |||||
| Fax Service | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the New York median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
25
Under review
0
Assets
$33.5M
Work at Rome Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$33.5M
Total deposits
$29.9M
Service charge income (year to date)
$45K
Fee income ratio
5.0%
Return on assets
0.58%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median$4.25 above the New York median |
| per item |
| — |
| Source |
| $0.25 above the national median$0.25 above the New York median |
| — |
| — |
| Source |
| Replacement Debit Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the New York median | per item | — | Institution’s schedule |
| Rush Debit Card | $30Within the typical range ($30–$50 nationally) | $10 below the national median$10 below the New York median | per item | — | Institution’s schedule |
| $5 below the national median$5 below the New York median |
| — |
| — |
| Source |
| $2 below the national median$2 below the New York median |
| per item |
| — |
| Institution’s schedule |
| Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the New York median | per item | Limit $2,000 | Institution’s schedule |
| Money Order (Limit $2,000) | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the New York median | — | — | Source |
| Protest Check | $25Above the typical range ($0–$15 nationally) | $24 above the national median$23 above the New York median | per item | — | Source |
| Stop Payment | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | per item | — | Institution’s schedule |
| Stop Payments | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | — | — | Source |
| Foreign Checks deposits | $5Below the typical range ($10–$25 nationally) | $15 below the national median$16 below the New York median | — | — | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the New York median | per item | — | Institution’s schedule |