Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Kemba Roanoke Federal Credit Union

Salem, VirginiaCredit UnionRichmond Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure Fee (Within 90 days)$20Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$30Within the typical range ($25–$33 nationally)
At the national medianAt the Virginia median
per item · Source
NSF Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Virginia median
per item · Source

Check ServicesVerified

Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$5 below the Virginia median
per item · Source
Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national medianAt the Virginia median
Source
Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$2 below the Virginia median
per item · Source

Other FeesVerified

Statement Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$2.50 below the Virginia median
per item · Source
Loan Extension/Modification$35Within the typical range ($25–$100 nationally)
$2.50 below the national median$5 above the Virginia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closure Fee (Within 90 days)	$20Within the typical range ($10–$25 nationally)	$2.50 above the national median$10 above the Virginia median	—	—	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median$5 below the Virginia median	per month	—	Source
Account Reconciliation	$15Within the typical range ($11.38–$25 nationally)	$2.50 below the national medianAt the Virginia median	—	—	Source
Returned Mail Fee	$5Below the typical range ($11.38–$25 nationally)	$12.50 below the national median$10 below the Virginia median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Virginia median	per item	—	Source
NSF Fee	$30
ATM & CardVerified
Replacement Debit Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median$5 above the Virginia median	—	—	Source
Wire TransfersVerified
Wire Transfer (Outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national median$3.75 below the Virginia median	—	—	Source
Check ServicesVerified
Stop Payment Fee	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$5 below the Virginia median	per item	—	Source
Check Cashing Fee	$5
Cash & DepositVerified
Deposited Item Return Fee	$25Within the typical range ($8–$25 nationally)	$10 above the national median$2.50 above the Virginia median	per item	—	Source
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$2.50 below the Virginia median	per item	—	Source
Loan Extension/Modification	$35

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

14 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$76.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$76.7M

Total deposits

$65.0M

Service charge income (year to date)

$61K

Fee income ratio

3.2%

Return on assets

0.60%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,783 published fee entries from 3,612 institutions

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