Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Fd Community Federal Credit Union

Waterbury, ConnecticutCredit UnionBoston Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Accounts$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

ATM NSF Fee$40Above the typical range ($25–$32 nationally)
$10 above the national median$10 above the Connecticut median
Source
NSF/Uncollected/ODP$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Connecticut median
per item · Source
Returned Check$15Below the typical range ($25–$32 nationally)
$15 below the national median$15 below the Connecticut median
Source
Automatic Overdraft Transfer$2Below the typical range ($2.50–$5 nationally)
$3 below the national median$3 below the Connecticut median
per item · Source

Wire TransfersVerified

Wire Transfer: Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Connecticut median
per item · Source
Wire Transfer: Incoming$20Above the typical range ($5–$15 nationally)
$10 above the national median$10 above the Connecticut median
per item · Source
Wire Transfer: International$30Below the typical range ($40–$50 nationally)
$20 below the national median$10 below the Connecticut median
per item · Source

Check ServicesVerified

Money Order$2Within the typical range ($1.50–$3 nationally)
At the national median$1 below the Connecticut median
per item · Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12.25 below the national median$10 below the Connecticut median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Accounts	$5Within the typical range ($5–$10 nationally)	At the national median$4 below the Connecticut median	per month	—	Source
Account Reconciliation	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$10 below the Connecticut median	—	—	Source
Money Market Excess Transaction Fee	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$5 below the Connecticut median	—	—	Source
Overdraft & NSFVerified
ATM NSF Fee	$40Above the typical range ($25–$32 nationally)	$10 above the national median$10 above the Connecticut median	—	—	Source
NSF/Uncollected/ODP	$25
ATM & CardVerified
Nonproprietary ATM	$0Below the typical range ($1–$2.25 nationally)	$1.50 below the national median$1 below the Connecticut median	—	—	Source
Wire TransfersVerified
Wire Transfer: Outgoing	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Connecticut median	per item	—	Source
Wire Transfer: Incoming	$20
Check ServicesVerified
Money Order	$2Within the typical range ($1.50–$3 nationally)	At the national median$1 below the Connecticut median	per item	—	Source
Stop Payment	$15
Cash & DepositVerified
Deposited Item Return	$15Within the typical range ($8–$25 nationally)	At the national median$5 below the Connecticut median	per item	—	Source
Other FeesVerified
Photocopy	$5Within the typical range ($2–$5 nationally)	$2 above the national medianAt the Connecticut median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $40

33% above the national median NSF fee

15 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$162.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$162.7M

Total deposits

$143.4M

Service charge income (year to date)

$663K

Fee income ratio

15.0%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,278 published fee entries from 3,588 institutions

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