vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$5 below the Kentucky median
per month · Source
$2.50 above the national median$5 above the Kentucky median
$5 below the national median$5 below the Kentucky median
per item · Source
$5 below the national median$5 below the Kentucky median
per item · Source
$2 above the national median$2.50 above the Kentucky median
$10 below the national median$10 below the Kentucky median
$10 above the national median$15 above the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
per item · Source
$30 above the national median$30 above the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
At the national medianAt the Kentucky median
per item · Source
$7.50 below the national median$8.48 below the Kentucky median
per item · Source
$2 below the national median$2 below the Kentucky median
per item · Source
$5 above the national median$10 above the Kentucky median
per item · Source
$2.50 below the national medianAt the Kentucky median
$25 below the national median$23.50 below the Kentucky median
per year · Source
$25 below the national median$50 below the Kentucky median
per item · Source
$1 below the national median$0.56 below the Kentucky median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account | $2Below the typical range ($5–$10 nationally) | $3 below the national median$5 below the Kentucky median | per month | — | Source |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Kentucky median | per item | — | Source |
| Nonsufficient Funds (NSF) | $25 | ||||
ATM & CardVerified | |||||
| Use At Bank’s ATM | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$2.50 above the Kentucky median | — | — | Source |
| Lost Card | $0 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $35Above the typical range ($20–$25 nationally) | $10 above the national median$15 above the Kentucky median | per item | — | Source |
| Wire Transfer (Incoming) | $15 | ||||
Check ServicesVerified | |||||
| Cashier's Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Cashier's Check Fee --- | $5 | ||||
Cash & DepositVerified | |||||
| Deposit Item Charge Back | $20Within the typical range ($8–$25 nationally) | $5 above the national median$10 above the Kentucky median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
| Safe Deposit Box 3x5 | $20 | ||||
Other FeesVerified | |||||
| Duplicate Statement | $2Within the typical range ($2–$5 nationally) | $1 below the national median$0.56 below the Kentucky median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 100 others that publish it, 11 lower, 3 the same and 86 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
18
Under review
0
Assets
$43.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$43.6M
Total deposits
$37.1M
Service charge income
$14K
Fee income ratio
3.4%
Return on assets
0.79%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| $5 below the national median$5 below the Kentucky median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the Kentucky median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Kentucky median |
| per item |
| — |
| Source |
| Transfer for international wires | $80Above the typical range ($40–$50 nationally) | $30 above the national median$30 above the Kentucky median | per item | — | Source |
| At the national medianAt the Kentucky median |
| per item |
| — |
| Source |
| Stop Payments | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$8.48 below the Kentucky median | per item | — | Source |
| Check Copies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Kentucky median | per item | — | Source |
| $25 below the national median$23.50 below the Kentucky median |
| per year |
| — |
| Source |
| Garnishment/Levy | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$50 below the Kentucky median | per item | — | Source |