vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national medianAt the Illinois median
At the national medianAt the Illinois median
per year · Source
$7.50 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$0.50 below the national median$0.75 below the Illinois median
$3 above the national median$2.75 above the Illinois median
$2.50 above the national median$0.50 above the Illinois median
$3 above the national median$3.50 above the Illinois median
$5 above the national median$3 above the Illinois median
At the national median$5 above the Illinois median
$1 below the national median$2 below the Illinois median
per item · Source
At the national median$0.13 below the Illinois median
$15 above the national median$15 above the Illinois median
$20 below the national median$45 below the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$5 below the national median$6.50 below the Illinois median
$2 above the national median$3 above the Illinois median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Accounts closed within 3 months | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Dormant account, annually | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per year | — | Source |
| Account balancing/Research, per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft ofaccount, per occurrence | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Insufficient funds, per item | $30 | ||||
Check ServicesVerified | |||||
| Money orders (customer) | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$0.75 below the Illinois median | — | — | Source |
| Money orders (non-customer) | $5 | ||||
Cash & DepositVerified | |||||
| Coin counting (customer) | $0Within the typical range ($0–$3 nationally) | At the national median$0.13 below the Illinois median | — | — | Source |
| Deposited check returned, second time | $30 | ||||
Account ServicesVerified | |||||
| Garnishment/Levy,Imigrationletters per incident | $30Within the typical range ($30–$90 nationally) | $20 below the national median$45 below the Illinois median | per item | — | Source |
| Verification of deposit, per request | $10 | ||||
Retirement & IRAVerified | |||||
| IRA transfer/closing | $20Below the typical range ($25–$35 nationally) | $5 below the national median$6.50 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Duplicate statement, per month | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Illinois median | per month | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
4 of 15
Published fees
18
Under review
0
Assets
$41.8M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$41.8M
Total deposits
$34.6M
Service charge income
$7K
Fee income ratio
1.8%
Return on assets
-0.15%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Illinois median |
| per item |
| — |
| Source |
| $3 above the national median$2.75 above the Illinois median |
| — |
| — |
| Source |
| Stop payment: NOW/MMDA/checking | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | — | — | Source |
| Temporary checks, quantity 10 | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3.50 above the Illinois median | — | — | Source |
| Non-customer check cashing | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Illinois median | — | — | Source |
| 0 Hours ofOperation - Effeective January 1» 2016: Collection item (incoming/outgoing - international) | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Illinois median | — | — | Source |
| Copy ofcancelled check, per copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Illinois median | per item | — | Source |
| $15 above the national median$15 above the Illinois median |
| — |
| — |
| Source |
| At the national medianAt the Illinois median |
| per item |
| — |
| Source |