vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national medianAt the Illinois median
$2 above the national median$2 above the Illinois median
per month · Source
$2.50 above the national medianAt the Illinois median
$5 below the national median$5 below the Illinois median
per item · Source
$14 below the national median$14 below the Illinois median
per item · Source
$1.50 below the national median$1.25 below the Illinois median
per transaction · Source
$5 below the national median$5 below the Illinois median
$5 above the national medianAt the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$10 below the national median$10 below the Illinois median
$5 below the national median$5 below the Illinois median
$1 above the national median$0.75 above the Illinois median
$7.50 below the national median$9.50 below the Illinois median
$2 above the national median$1 above the Illinois median
At the national median$0.13 below the Illinois median
$5 above the national median$5 above the Illinois median
$2.50 below the national median$1 below the Illinois median
$5 above the national median$5 above the Illinois median
$3 above the national median$4 above the Illinois median
$3 below the national median$2 below the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 6 months of opening | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Dormant account non-refundable monthly fee, after 12 consecutive months of inactivity | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2 above the Illinois median | per month | — | Source |
| Account research (per hour, 1 hour minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge created by bank fee, check, in-person withdrawal, ATM withdrawal, or other electronic means | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Illinois median | per item | — | Source |
| Return Mail Fee (per returned item) | $16 | ||||
ATM & CardVerified | |||||
| Other ATM Terminals Per Transaction Charge (a fee may be imposed by the owner of the other terminal or network) | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1.25 below the Illinois median | per transaction | — | Source |
| Debit or ATM Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing (domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Wire Transfer - Outgoing (international) | $50 | ||||
Check ServicesVerified | |||||
| Official Check | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Mailing of Money Order or Official Check | $3 | ||||
Cash & DepositVerified | |||||
| Loose Coin Exchange | $0Within the typical range ($0–$3 nationally) | At the national median$0.13 below the Illinois median | — | — | Source |
| Deposited Item Returned Charge | $20 | ||||
Account ServicesVerified | |||||
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1 below the Illinois median | — | — | Source |
| Account verification letter | $15 | ||||
Other FeesVerified | |||||
| Statement Copies - Printed | $6Above the typical range ($2–$5 nationally) | $3 above the national median$4 above the Illinois median | — | — | Source |
| Statement Copies - Sent Electronically | $0 | ||||
Overdraft
$25.00
Of 53 others that publish it, 8 lower, 3 the same and 42 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$96.5M
Work at Mutual Federal Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$96.5M
Total deposits
$63.5M
Service charge income
$1K
Fee income ratio
0.11%
Return on assets
0.63%
Branches
1
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $14 below the national median$14 below the Illinois median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Illinois median |
| — |
| — |
| Source |
| Debit Card Replacement Fee – Rush Order | $45Within the typical range ($30–$50 nationally) | $5 above the national medianAt the Illinois median | — | — | Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| Wire Transfer - Incoming (domestic or international) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
| $1 above the national median$0.75 above the Illinois median |
| — |
| — |
| Source |
| Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$9.50 below the Illinois median | — | — | Source |
| Copy of Item | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Illinois median | — | — | Source |
| $5 above the national median$5 above the Illinois median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Illinois median |
| — |
| — |
| Source |
| $3 below the national median$2 below the Illinois median |
| — |
| — |
| Source |