vs. U.S. typical range:LowerTypicalHigher
$32.50 above the national median$26.25 above the Kentucky median
At the national median$2 below the Kentucky median
$7.50 above the national median$10 above the Kentucky median
$12.50 below the national median$10 below the Kentucky median
$1 below the national median$1 below the Kentucky median
$5 above the national median$5 above the Kentucky median
per item · Source
$5 above the national median$5 above the Kentucky median
per item · Source
At the national median$0.50 above the Kentucky median
per transaction · Source
At the national medianAt the Kentucky median
At the national median$5 above the Kentucky median
$15 below the national median$10 below the Kentucky median
$30 below the national median$30 below the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
$7.50 above the national median$6.52 above the Kentucky median
At the national medianAt the Kentucky median
per item · Source
$5 above the national medianAt the Kentucky median
$5 below the national medianAt the Kentucky median
$10 below the national median$8.50 below the Kentucky median
$5 above the national median$6.50 above the Kentucky median
$30 above the national median$31.50 above the Kentucky median
$20 below the national median$18.50 below the Kentucky median
$25 below the national median$23.50 below the Kentucky median
$5 below the national median$3.50 below the Kentucky median
$15 below the national median$13.50 below the Kentucky median
$105 above the national median$106.50 above the Kentucky median
$35 below the national median$33.50 below the Kentucky median
$25 above the national medianAt the Kentucky median
$0.50 below the national medianAt the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed within 90 Days of Opening | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$26.25 above the Kentucky median | — | — | Source |
| Dormant Account Fee (per statement cycle) A checking or savings account is considered dormant if for 12 months there is | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | — | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
| Returned Mail per mail item returned to the Bank - after 1st item | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Kentucky median | — | — | Source |
| Mailed paper Statement | $2Within the typical range ($2–$4.76 nationally) | $1 below the national median$1 below the Kentucky median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft This fee is imposed per item presented, that is PAID which overdrafts the checking account | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Kentucky median | per item | — | Source |
| Nonsufficient Funds (NSF) This fee is imposed per item presented, that is RETURNED on the checking account, even if it i | |||||
ATM & CardVerified | |||||
| Off-Premise ATM Fee (per withdrawal) | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Kentucky median | per transaction | — | Source |
| Reissue Visa Debit Card | $10 | ||||
Wire TransfersVerified | |||||
| ### Wire Transfer Fees: Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Kentucky median | — | — | Source |
| ### Wire Transfer Fees: Domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Stop Payment | $35 | ||||
Cash & DepositVerified | |||||
| Chargeback (Returned Deposited Item) | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Kentucky median | — | — | Source |
Account ServicesVerified | |||||
| 3 x 9 , 4 x 6, and 5 x5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$8.50 below the Kentucky median | — | — | Source |
| 4 x 10 and 5 x 10 | $50 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Kentucky median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 100 others that publish it, 72 lower, 18 the same and 10 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
29
Under review
0
Assets
$3.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$3.8B
Total deposits
$3.0B
Service charge income
$660K
Fee income ratio
2.2%
Return on assets
1.14%
Branches
26
Service charge income by quarter
Financial profile · Pro
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| $35Above the typical range ($25–$32 nationally) |
| $5 above the national median$5 above the Kentucky median |
| per item |
| — |
| Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| $15 below the national median$10 below the Kentucky median |
| — |
| — |
| Source |
| ### Wire Transfer Fees: Foreign | $20Below the typical range ($40–$50 nationally) | $30 below the national median$30 below the Kentucky median | — | — | Source |
| ### Wire Transfer Fees: Foreign | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| $7.50 above the national median$6.52 above the Kentucky median |
| — |
| — |
| Source |
| Temporary Checks (4 per page) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Collection Item outgoing and incoming | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Kentucky median | — | — | Source |
| $5 above the national median$6.50 above the Kentucky median |
| — |
| — |
| Source |
| 8 x 9 and 10 x 10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$31.50 above the Kentucky median | — | — | Source |
| Lost safe deposit box key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$18.50 below the Kentucky median | — | — | Source |
| Safe Deposit Box 2 x 5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$23.50 below the Kentucky median | — | — | Source |
| Safe Deposit Box 3 x 10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$3.50 below the Kentucky median | — | — | Source |
| Safe Deposit Box 3 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$13.50 below the Kentucky median | — | — | Source |
| Safe Deposit Box Drilling | $150Above the typical range ($30–$70 nationally) | $105 above the national median$106.50 above the Kentucky median | — | — | Source |
| Safe deposit late payment fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median$33.50 below the Kentucky median | — | — | Source |
| Processing Levy or Garnishment | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the Kentucky median | — | — | Source |