vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$3.50 below the Illinois median
per month · Source
$2.50 above the national medianAt the Illinois median
$5 above the national median$5 above the Illinois median
per month · Source
$12.50 above the national median$10 above the Illinois median
$12.50 below the national median$15 below the Illinois median
per item · Source
$10 above the national median$10 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
$15 above the national median$15 above the Illinois median
$5 above the national median$5 above the Illinois median
$2 above the national median$2 above the Illinois median
$10 above the national median$10 above the Illinois median
$10 above the national median$10 above the Illinois median
At the national medianAt the Illinois median
$3 above the national median$3.50 above the Illinois median
At the national median$5 above the Illinois median
Knox extract.rules v30 categorized a line held for review from Rosetta artifact #6917. canonical_hint=check_cashing; text_hash=9f8104fbba64e976f56ceeccb79d08ce65096666d906cddf0e6ab6c267c1f91a; excerpt="Collection Items (including Foreign Items) ........................................... $20.00 plus external bank charges" · Source
$1 below the national median$2 below the Illinois median
$10 below the national median$10 below the Illinois median
per item · Source
$0.50 above the national median$2 above the Illinois median
$155 above the national median$155 above the Illinois median
$5 below the national median$5 below the Illinois median
$40 above the national median$15 above the Illinois median
$10 above the national median$10 above the Illinois median
At the national medianAt the Illinois median
$25 above the national median$23.50 above the Illinois median
$2.65 below the national median$1.65 below the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Savings Monthly Service Charge (if balance falls below $100.00) | $5Within the typical range ($5–$10 nationally) | $2 below the national median$3.50 below the Illinois median | per month | — | Source |
| Any account closed within 90 days of opening | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Checking Account Inactivity Account Fee (inactive account for more than 90 days) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Illinois median | per month | — | Source |
| Account Research & Reconciliation | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Illinois median | — | — | Source |
| Returned/Forwarded Mail with Address Correction | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Illinois median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Savings Account Overdraft Transfer | $15Above the typical range ($2.50–$5 nationally) | $10 above the national median$10 above the Illinois median | per item | — | Source |
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| For a Lost Card………………………………………………………………………………………………… | $25 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fees: Outgoing (Domestic) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Wire Transfer Fees: Incoming (Domestic) | $12 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Customers | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Temporary Checks | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item Fee | $5Below the typical range ($8–$25 nationally) | $10 below the national median$10 below the Illinois median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service (non-customers) | $3Within the typical range ($0–$5 nationally) | $0.50 above the national median$2 above the Illinois median | — | — | Source |
| Drilling Fee | $200 | ||||
Retirement & IRAVerified | |||||
| IRA/HSA Transfer and/or Closing Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$23.50 above the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.35Below the typical range ($2–$5 nationally) | $2.65 below the national median$1.65 below the Illinois median | — | — | Source |
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Headline fees published
8 of 15
Published fees
25
Under review
0
Assets
$140.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$140.1M
Total deposits
$119.2M
Service charge income
$21K
Fee income ratio
0.85%
Return on assets
0.78%
Branches
5
Service charge income by quarter
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| $15 above the national median$15 above the Illinois median |
| — |
| — |
| Source |
| $2 above the national median$2 above the Illinois median |
| — |
| — |
| Source |
| Wire Transfer Fees: Outgoing (International) | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| Incoming (International) | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| $3 above the national median$3.50 above the Illinois median |
| — |
| — |
| Source |
| Collection Items (including Foreign Items) | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Illinois median | — | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #6917. canonical_hint=check_cashing; text_hash=9f8104fbba64e976f56ceeccb79d08ce65096666d906cddf0e6ab6c267c1f91a; excerpt="Collection Items (including Foreign Items) ........................................... $20.00 plus external bank charges" | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Illinois median | — | — | Source |
| $155 above the national median$155 above the Illinois median |
| — |
| — |
| Source |
| Lost Key Fee | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Legal Process which affect your account (i.e., Garnishments, Levy, Citations, or other) | $90Above the typical range ($30–$89.38 nationally) | $40 above the national median$15 above the Illinois median | — | — | Source |
| Audit Confirmation ……..………………………………………………………………………………… | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Illinois median | — | — | Source |