vs. U.S. typical range:LowerTypicalHigher
per month · Source
$12.50 above the national median$11.25 above the North Dakota median
$30 below the national median$30 below the North Dakota median
per item · Source
$30 below the national median$29.98 below the North Dakota median
per item · Source
$5 below the national median$5 below the North Dakota median
per item · Source
$5 below the national medianAt the North Dakota median
per item · Source
$5 above the national medianAt the North Dakota median
per item · Source
At the national medianAt the North Dakota median
per item · Source
At the national medianAt the North Dakota median
per item · Source
$27.50 below the national median$25 below the North Dakota median
per item · Source
$2.50 above the national median$5 above the North Dakota median
per item · Source
$10 below the national median$15 below the North Dakota median
per item · Source
$10 below the national medianAt the North Dakota median
per item · Source
per item · Source
$2.50 below the national median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Below Minimum Balance Fee - Savings | $5Within the typical range ($5–$10 nationally) | $2 below the national median | per month | — | Source |
| Account Research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$11.25 above the North Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| BankOn Checking Account Overdraft Fee for items | $0Below the typical range ($25–$33 nationally) | $30 below the national median$30 below the North Dakota median | per item | — | Source |
| Non-Sufficient Funds (NSF) Fee for items returned | $0 | ||||
ATM & CardVerified | |||||
| surcharge could happen at any ATM not owned by Gate | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median | — | — | Source |
| Excessive Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Fee | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the North Dakota median | per item | — | Source |
| Incoming Wire Fee | $15 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the North Dakota median | per item | — | Source |
| Stop Payment | $0 | ||||
Cash & DepositVerified | |||||
| Deposited Items Returned | $5Below the typical range ($8–$25 nationally) | $10 below the national medianAt the North Dakota median | per item | — | Source |
| Night Deposit Key Replacement | $25 | ||||
Account ServicesVerified | |||||
| Notary Fee | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median | per item | — | Source |
Other FeesVerified | |||||
| Overnight Delivery Fee | $20Within the typical range ($20–$40 nationally) | $10 below the national median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$0.00
Of 62 others that publish it, 0 lower, 2 the same and 60 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees published
11 of 15
Published fees
17
Under review
0
Assets
$4.0B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.0B
Total deposits
$3.6B
Service charge income
$5.4M
Fee income ratio
10.8%
Return on assets
0.87%
Branches
46
Service charge income by quarter
Financial profile · Pro
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| $30 below the national median$29.98 below the North Dakota median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the North Dakota median |
| per item |
| — |
| Source |
| $5 above the national medianAt the North Dakota median |
| per item |
| — |
| Source |
| Foreign Outgoing Wire Fee | $50Within the typical range ($40–$50 nationally) | At the national medianAt the North Dakota median | per item | — | Source |
| $27.50 below the national median$25 below the North Dakota median |
| per item |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the North Dakota median | per item | — | Source |
| Non-Collection Items | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the North Dakota median | per item | — | Source |
| $15 above the national median |
| per item |
| — |
| Source |