Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Bank of Salem

Salem, MissouriBankSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Premature account closing (within 90 days)$25Within the typical range ($10–$25 nationally)

$7.50 above the national medianAt the Missouri median

Dormant checking account (12 months no activity, per month)$6

$1 above the national median$1 above the Missouri median

per month · Source

Inactive checking account fee (six months no activity, per month)$4

$1 below the national median$1 below the Missouri median

per month · Source

Paper Statement Fee (Basic Checking and Interest Checking accounts only)$3

At the national medianAt the Missouri median

Source

Overdraft & NSFVerified

Overdraft Fee (per item presented and paid)$29Within the typical range ($25–$33 nationally)
$1 below the national median$0.25 below the Missouri median
per item · Source
Insufficient Funds / NSF Fee$29Within the typical range ($25–$32 nationally)
$1 below the national median$1 above the Missouri median
Source
Continuous overdraft fee (per day on fourth business day)$6Within the typical range ($5–$15 nationally)
$1 above the national median$1 above the Missouri median
per day · Source

ATM & CardVerified

Non-proprietary ATM use (per transaction)$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national median$0.50 above the Missouri median
per transaction · Source
Debit/ATM card replacement (per card)$10Within the typical range ($5–$10 nationally)
At the national medianAt the Missouri median
per item · Source

Wire TransfersVerified

Outgoing wire$25Within the typical range ($20–$25 nationally)
At the national medianAt the Missouri median
Source
Incoming wire$12.50Within the typical range ($5–$15 nationally)
$2.50 above the national median$2.50 above the Missouri median
Source
International outgoing wire$50Within the typical range ($40–$50 nationally)
At the national medianAt the Missouri median
Source
International incoming wire$25Within the typical range ($10–$25 nationally)
$5 above the national median
Source

Check ServicesVerified

Cashier’s checks (any amount)$6Within the typical range ($3–$6 nationally)
$1 above the national median$1 above the Missouri median
Source
Online business banking stop payments (per item)$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$13 below the Missouri median
per item · Source
Stop payments (per item)$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$3 below the Missouri median
per item · Source

Digital & ElectronicVerified

Online business banking ACH origination (per file)$5Within the typical range ($5–$20 nationally)
$5 below the national median$5 below the Missouri median
per item · Source
Unauthorized ACH return (per item)$15Within the typical range ($15–$30 nationally)
$10 below the national median$2.50 above the Missouri median
per item · Source

Cash & DepositVerified

Charge back deposited return item (per item)$5Below the typical range ($8–$25 nationally)
$10 below the national median$5 below the Missouri median
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3792. canonical_hint=deposited_item_return; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Charge back deposited return item (per item): $5.00" · Source

Account ServicesVerified

Notary fee (non-customer)$2Within the typical range ($0–$5 nationally)
$0.50 below the national median$1 above the Missouri median
Source
Replace safe deposit box key$25Below the typical range ($30–$70 nationally)
$20 below the national median$7.50 below the Missouri median
Source
Safe deposit box late payment >30 days$10Below the typical range ($30–$70 nationally)
$35 below the national median$22.50 below the Missouri median
Source
Tax levy/garnishment$25Below the typical range ($30–$87.50 nationally)
$25 below the national median$25 below the Missouri median
Source

Retirement & IRAVerified

IRA close and transfer (for external transfer)$50Above the typical range ($25–$35 nationally)
$25 above the national medianAt the Missouri median
Source

Other FeesVerified

Photocopies (per page)$1Below the typical range ($2–$5 nationally)
$2 below the national median$1 below the Missouri median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Premature account closing (within 90 days)	$25Within the typical range ($10–$25 nationally)	$7.50 above the national medianAt the Missouri median	—	—	Source
Dormant checking account (12 months no activity, per month)	$6Within the typical range ($5–$10 nationally)	$1 above the national median$1 above the Missouri median	per month	—	Source
Inactive checking account fee (six months no activity, per month)	$4Below the typical range ($5–$10 nationally)	$1 below the national median$1 below the Missouri median	per month	—	Source
Paper Statement Fee (Basic Checking and Interest Checking accounts only)	$3Within the typical range ($2–$4.93 nationally)	At the national medianAt the Missouri median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee (per item presented and paid)	$29Within the typical range ($25–$33 nationally)	$1 below the national median$0.25 below the Missouri median	per item	—	Source
Insufficient Funds / NSF Fee	$29
ATM & CardVerified
Non-proprietary ATM use (per transaction)	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$0.50 above the Missouri median	per transaction	—	Source
Debit/ATM card replacement (per card)	$10
Wire TransfersVerified
Outgoing wire	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Missouri median	—	—	Source
Incoming wire	$12.50
Check ServicesVerified
Cashier’s checks (any amount)	$6Within the typical range ($3–$6 nationally)	$1 above the national median$1 above the Missouri median	—	—	Source
Online business banking stop payments (per item)	$15
Digital & ElectronicVerified
Online business banking ACH origination (per file)	$5Within the typical range ($5–$20 nationally)	$5 below the national median$5 below the Missouri median	per item	—	Source
Unauthorized ACH return (per item)	$15
Cash & DepositVerified
Charge back deposited return item (per item)	$5Below the typical range ($8–$25 nationally)	$10 below the national median$5 below the Missouri median	per item	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3792. canonical_hint=deposited_item_return; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Charge back deposited return item (per item): $5.00"	Source
Account ServicesVerified
Notary fee (non-customer)	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median$1 above the Missouri median	—	—	Source
Replace safe deposit box key	$25
Retirement & IRAVerified
IRA close and transfer (for external transfer)	$50Above the typical range ($25–$35 nationally)	$25 above the national medianAt the Missouri median	—	—	Source
Other FeesVerified
Photocopies (per page)	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1 below the Missouri median	per item	—	Source

Against Missouri banks

Overdraft
$29.00
Of 47 others that publish it, 17 lower, 1 the same and 29 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

25 verified fees collected

Headline fees published

11 of 15

Published fees

Under review

Assets

$147.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$147.0M

Total deposits

$132.9M

Service charge income

$45K

Fee income ratio

3.3%

Return on assets

1.33%

Branches

Service charge income by quarter

Q2 2026$45K

Q1 2026$40K

Q4 2025$45K

Q3 2025$44K

Financial profile · Pro

Performance from regulator filings

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