vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$5 below the Kansas median
$20 above the national median$20 above the Kansas median
per year · Source
$7.50 above the national median$2.50 above the Kansas median
$10 below the national median$7 below the Kansas median
$10 below the national median$5 below the Kansas median
$3 below the national median$3 below the Kansas median
$0.50 below the national median$0.63 below the Kansas median
per item · Source
$5 below the national median$5 below the Kansas median
$10 below the national median$5 below the Kansas median
$5 below the national median$5 below the Kansas median
At the national medianAt the Kansas median
$15 below the national median$10 below the Kansas median
At the national medianAt the Kansas median
$1 above the national median$1 above the Kansas median
$7.50 below the national median$5 below the Kansas median
At the national median$5 above the Kansas median
$11.50 below the national median$6.50 below the Kansas median
$0.50 below the national median$3 below the Kansas median
$25 below the national median$10 above the Kansas median
At the national median$0.19 above the Kansas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee (if closed within 90 days of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 below the Kansas median | — | — | Source |
| Dormant Account Fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Kansas median | per year | — | Source |
| Account Research (per hour/one hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$2.50 above the Kansas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid NSF Item Fee Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic mean | $20Below the typical range ($25–$33 nationally) | $10 below the national median$7 below the Kansas median | — | — | Source |
| Return NSF Item Fee Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic me | |||||
ATM & CardVerified | |||||
| Foreign ATM Withdrawal Fee - Checking Accounts (surcharges by other banks may apply) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.63 below the Kansas median | per item | — | Source |
| Debit Card or ATM Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Fee | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Kansas median | — | — | Source |
| Incoming Wire Fee | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kansas median | — | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $3.50Below the typical range ($8–$25 nationally) | $11.50 below the national median$6.50 below the Kansas median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service (FREE for LFB customers) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$3 below the Kansas median | — | — | Source |
| Garnishments & Tax Levies | $25 | ||||
Other FeesVerified | |||||
| Duplicate Statements | $3Within the typical range ($2–$5 nationally) | At the national median$0.19 above the Kansas median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$20.00
Of 124 others that publish it, 15 lower, 9 the same and 100 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
11 of 15
Published fees
20
Under review
0
Assets
$197.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$197.6M
Total deposits
$166.7M
Service charge income
$58K
Fee income ratio
2.5%
Return on assets
1.05%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $20Below the typical range ($25–$32 nationally) |
| $10 below the national median$5 below the Kansas median |
| — |
| — |
| Source |
| Automatic Transfer From Another Account (to cover Overdraft) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Kansas median | — | — | Source |
| $5 below the national median$5 below the Kansas median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Kansas median |
| — |
| — |
| Source |
| International Outgoing Wire Fee | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Kansas median | — | — | Source |
| International Incoming Wire Fee | $5Below the typical range ($10–$25 nationally) | $15 below the national median$10 below the Kansas median | — | — | Source |
| $1 above the national median$1 above the Kansas median |
| — |
| — |
| Source |
| Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$5 below the Kansas median | — | — | Source |
| Collection Item | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Kansas median | — | — | Source |
| $25 below the national median$10 above the Kansas median |
| — |
| — |
| Source |