vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$2 below the New York median
per month · Source
$1 above the national median$2 above the New York median
per month · Source
$1 above the national median$2 above the New York median
per month · Source
$2 below the national median$2 below the New York median
per year · Source
$2.50 above the national median$5 above the New York median
At the national median$4.50 below the New York median
$2.50 above the national median$2.50 above the New York median
$7.50 below the national median$7.50 below the New York median
$12.50 below the national median$12.50 below the New York median
$5 below the national median$5 below the New York median
per item · Source
$5 below the national medianAt the New York median
$10 below the national median$5 below the New York median
per item · Source
At the national medianAt the New York median
$15 below the national median$15 below the New York median
per item · Source
At the national medianAt the New York median
$0.50 below the national median$0.50 below the New York median
$1 above the national median$1 above the New York median
$12.50 below the national median$10 below the New York median
$1 below the national median$1 below the New York median
per item · Source
At the national median$1 below the New York median
At the national median$2 below the New York median
per item · Source
$5 below the national median$5 below the New York median
At the national medianAt the New York median
$5 below the national median$10 below the New York median
$2 above the national median$3 below the New York median
$25 below the national median$50 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Fees: A monthly service fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$2 below the New York median | per month | — | Source |
| Maintenance fee | $7Within the typical range ($4–$10 nationally) | $1 above the national median$2 above the New York median | per month | — | Source |
| Monthly fee | $7Within the typical range ($4–$10 nationally) | $1 above the national median$2 above the New York median | per month | — | Source |
| You must maintain a minimum balance of at least | $5Within the typical range ($5–$10 nationally) | $2 below the national median$2 below the New York median | per year | — | Source |
| Early Account Closure Fee (within 90 days) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the New York median | — | — | Source |
| Inactivity fee (I year without activity) | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | — | — | Source |
| Account Research | $20Within the typical range ($11.38–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
| Excess Transaction Fee (M/M, Passbook & Statement Savings) | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$7.50 below the New York median | — | — | Source |
| Returned Mail via USPS | $5Below the typical range ($11.38–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft for each Debit or Check Paid | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the New York median | per item | — | Source |
| Insufficient Funds | $25 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfers | $10Below the typical range ($20–$25 nationally) | $15 below the national median$15 below the New York median | per item | — | Source |
Check ServicesVerified | |||||
| Certified Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Money Order fee for Customers | $1.50 | ||||
Digital & ElectronicVerified | |||||
| ACH or Electronic Return Fee | $20Within the typical range ($15–$30 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| ACH or Electronic Return Fee | $25 | ||||
Cash & DepositVerified | |||||
| Deposited Check Returned Unpaid | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the New York median | — | — | Source |
| Deposited Check Returned Unpaid | $17 | ||||
Account ServicesVerified | |||||
| Levy Fees | $25Below the typical range ($30–$90 nationally) | $25 below the national median$50 below the New York median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 42 others that publish it, 4 lower, 3 the same and 35 higher.
Monthly maintenance
$7.00
Of 33 others that publish it, 15 lower, 1 the same and 17 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
26
Under review
0
Assets
$188.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$188.0M
Total deposits
$112.3M
Service charge income
$12K
Fee income ratio
0.52%
Return on assets
1.64%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| $5 below the national medianAt the New York median |
| — |
| — |
| Source |
| Returned Item Fee: 2nd Party Checks | $20Below the typical range ($25–$32 nationally) | $10 below the national median$5 below the New York median | per item | — | Source |
| $0.50 below the national median$0.50 below the New York median |
| — |
| — |
| Source |
| Money Order fee for Non-Customers | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the New York median | — | — | Source |
| Stop Payment (All Items) | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the New York median | — | — | Source |
| Over the Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Foreign Check Collection Fee | $20Within the typical range ($10–$25 nationally) | At the national median$1 below the New York median | — | — | Source |
| Copy of a check | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | per item | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| $2 above the national median$3 below the New York median |
| — |
| — |
| Source |