vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$10.03 above the North Carolina median
per month · Source
$3 below the national median$1.97 below the North Carolina median
per month · Source
$1 above the national median$2.03 above the North Carolina median
per month · Source
$6 above the national median$7.03 above the North Carolina median
per month · Source
$6 below the national median$4.97 below the North Carolina median
per month · Source
$1 below the national median$0.03 above the North Carolina median
per month · Source
$2 below the national median$0.97 below the North Carolina median
per month · Source
$7.50 above the national median$7.50 above the North Carolina median
$5.50 below the national median$1 above the North Carolina median
per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #471. canonical_hint=account_research; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Excessive activity fee (per item)6: $12.00" · Source
At the national median$0.50 above the North Carolina median
$5 above the national median$6 above the North Carolina median
$5 above the national median$9.50 above the North Carolina median
$7 below the national median$2 below the North Carolina median
$5 above the national median$5 above the North Carolina median
$5 below the national medianAt the North Carolina median
$5 below the national median$7.50 below the North Carolina median
$1 below the national medianAt the North Carolina median
$5 above the national median$2.50 above the North Carolina median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #471. canonical_hint=check_cashing; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Charge off deposit collection fee: $25.00" · Source
At the national medianAt the North Carolina median
per item · Source
$7.50 above the national median$8 above the North Carolina median
$12.50 above the national median$13 above the North Carolina median
$0.50 above the national medianAt the North Carolina median
per item · Source
$15 below the national median$22.50 below the North Carolina median
$65 above the national median$57.50 above the North Carolina median
$10 above the national median$2.50 above the North Carolina median
$30 above the national median$22.50 above the North Carolina median
At the national median$7.50 below the North Carolina median
$2 above the national medianAt the North Carolina median
$2 below the national median$4 below the North Carolina median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$10.03 above the North Carolina median | per month | — | Source |
| Monthly service charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$1.97 below the North Carolina median | per month | — | Source |
| Monthly service charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$2.03 above the North Carolina median | per month | — | Source |
| Monthly service charge | $12Above the typical range ($4–$10 nationally) | $6 above the national median$7.03 above the North Carolina median | per month | — | Source |
| Monthly service charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$4.97 below the North Carolina median | per month | — | Source |
| Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.03 above the North Carolina median | per month | — | Source |
| Monthly service charge | $4Within the typical range ($4–$10 nationally) | $2 below the national median$0.97 below the North Carolina median | per month | — | Source |
| Early closing fee (if within 6 months) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$7.50 above the North Carolina median | — | — | Source |
| Excessive activity fee (per item) | $12Within the typical range ($12–$25 nationally) | $5.50 below the national median$1 above the North Carolina median | per item | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #471. canonical_hint=account_research; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Excessive activity fee (per item)6: $12.00" | Source |
| Paper statement charge | $3Within the typical range ($2–$4.76 nationally) | At the national median$0.50 above the North Carolina median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$6 above the North Carolina median | — | — | Source |
| Overdraft automated transfer from savings account | $10 | ||||
ATM & CardVerified | |||||
| Visa® Debit Card replacement fee | $3Below the typical range ($5–$10 nationally) | $7 below the national median$2 below the North Carolina median | — | — | Source |
Wire TransfersVerified | |||||
| Wire transfers: Domestic incoming | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the North Carolina median | — | — | Source |
| Wire transfers: International outgoing | $45 | ||||
Check ServicesVerified | |||||
| Counter checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the North Carolina median | — | — | Source |
| Charge off deposit collection fee | $25 | ||||
Digital & ElectronicVerified | |||||
| Proof of payment (less than 6 months for bill payment not in dispute) | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$8 above the North Carolina median | — | — | Source |
| Proof of payment (more than 6 months for bill payment not in dispute) | $15 | ||||
Account ServicesVerified | |||||
| Notary fee (per signature) | $3Within the typical range ($0–$5 nationally) | $0.50 above the national medianAt the North Carolina median | per item | — | Source |
| Lost key charge | $30 | ||||
Other FeesVerified | |||||
| Interim statements (without checks) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the North Carolina median | — | — | Source |
| Photocopies (per copy) | $1 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
7 of 15
Published fees
29
Under review
0
Assets
$4.7B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.7B
Total deposits
$4.2B
Service charge income
$2.2M
Fee income ratio
4.0%
Return on assets
1.75%
Branches
55
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$9.50 above the North Carolina median |
| — |
| — |
| Source |
| $5 below the national medianAt the North Carolina median |
| — |
| — |
| Source |
| Wire transfers: International incoming | $15Within the typical range ($10–$25 nationally) | $5 below the national median$7.50 below the North Carolina median | — | — | Source |
| $5 above the national median$2.50 above the North Carolina median |
| — |
| Knox extract.rules v33 categorized a line held for review from Rosetta artifact #471. canonical_hint=check_cashing; text_hash=196a6b6e42b03a0d57371b5b529c297882d8e6ae3a0af6637202864209727d92; excerpt="Charge off deposit collection fee: $25.00" |
| Source |
| Check copies (per check) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the North Carolina median | per item | — | Source |
| $12.50 above the national median$13 above the North Carolina median |
| — |
| — |
| Source |
| $15 below the national median$22.50 below the North Carolina median |
| — |
| — |
| Source |
| Safe Deposit Box 10 X 10 | $110Above the typical range ($30–$70 nationally) | $65 above the national median$57.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box 3 X 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$2.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box 5 X 10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$22.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box 5 X 5 | $45Within the typical range ($30–$70 nationally) | At the national median$7.50 below the North Carolina median | — | — | Source |
| $2 below the national median$4 below the North Carolina median |
| per item |
| — |
| Source |