vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$1.25 above the Kentucky median
At the national median$2 below the Kentucky median
per month · Source
$2.50 above the national median$5 above the Kentucky median
$7.50 below the national median$5 below the Kentucky median
per item · Source
$1.50 above the national median$2 above the Kentucky median
per item · Source
$2 below the national median$2 below the Kentucky median
$3 above the national median$3 above the Kentucky median
$20 above the national median$20 above the Kentucky median
$25 above the national median$25 above the Kentucky median
At the national medianAt the Kentucky median
per item · Source
$3 above the national median$3.50 above the Kentucky median
per item · Source
$2.50 below the national median$3.48 below the Kentucky median
per item · Source
$3.50 above the national median$6 above the Kentucky median
per month · Source
per year · Source
$30 above the national median$31.50 above the Kentucky median
per year · Source
$15 below the national median$13.50 below the Kentucky median
per year · Source
$25 below the national median$23.50 below the Kentucky median
per year · Source
$30 above the national median$31.50 above the Kentucky median
$5 above the national median$6.50 above the Kentucky median
per year · Source
$40 below the national median$38.50 below the Kentucky median
per year · Source
At the national median$25 below the Kentucky median
$1 below the national median$0.56 below the Kentucky median
per item · Source
$2 above the national median$2.44 above the Kentucky median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Any new account closed within 90 days | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$1.25 above the Kentucky median | — | — | Source |
| Dormant account fee | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Kentucky median | per month | — | Source |
| Account reconciliation and research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Kentucky median | — | — | Source |
| Return Mail Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | per item | — | Source |
ATM & CardVerified | |||||
| ATM withdrawal at other banks | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Kentucky median | per item | — | Source |
| Contactless Debit Card Replacement: Standard Card | $8 | ||||
Wire TransfersVerified | |||||
| Domestic wire transfer FRB Incoming Wire | $30Above the typical range ($5–$15 nationally) | $20 above the national median$20 above the Kentucky median | — | — | Source |
| International wire transfer: Outgoing | $75 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | per item | — | Source |
| Money Orders | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (Monthly) | $6Within the typical range ($0–$9.95 nationally) | $3.50 above the national median$6 above the Kentucky median | per month | — | Source |
Cash & DepositVerified | |||||
| Credit / Debit Card Cash Advance | $5Within the typical range ($2–$10 nationally) | At the national median | — | — | Source |
| Night Depository Fee Extra Key | $25 | ||||
Account ServicesVerified | |||||
| 10x10= | $75Above the typical range ($30–$70 nationally) | $30 above the national median$31.50 above the Kentucky median | per year | — | Source |
| 3X10= | $30 | ||||
Other FeesVerified | |||||
| Snapshot Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$0.56 below the Kentucky median | per item | — | Source |
| Special Statement Copy | $5 | ||||
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Headline fees published
6 of 15
Published fees
24
Under review
0
Assets
$199.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$199.1M
Total deposits
$168.5M
Service charge income
$71K
Fee income ratio
3.8%
Return on assets
1.12%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $2 below the national median$2 below the Kentucky median |
| — |
| — |
| Source |
| Debit Card Replacement: Specialty Card | $13Above the typical range ($5–$10 nationally) | $3 above the national median$3 above the Kentucky median | — | — | Source |
| $25 above the national median$25 above the Kentucky median |
| — |
| — |
| Source |
| $3 above the national median$3.50 above the Kentucky median |
| per item |
| — |
| Source |
| Stop payment/Zero hold Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$3.48 below the Kentucky median | per item | — | Source |
| $15 above the national median |
| per year |
| — |
| Source |
| $15 below the national median$13.50 below the Kentucky median |
| per year |
| — |
| Source |
| 3X5= | $20Below the typical range ($30–$70 nationally) | $25 below the national median$23.50 below the Kentucky median | per year | — | Source |
| 3X5=$20.003X10=$30.005X10=$50.0010x10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$31.50 above the Kentucky median | — | — | Source |
| 5X10= | $50Within the typical range ($30–$70 nationally) | $5 above the national median$6.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box rental annual fee rent charged to checking account | $5Below the typical range ($30–$70 nationally) | $40 below the national median$38.50 below the Kentucky median | per year | — | Source |
| Levy/Garnishment Fee | $50Within the typical range ($30–$87.50 nationally) | At the national median$25 below the Kentucky median | — | — | Source |
| $2 above the national median$2.44 above the Kentucky median |
| per item |
| — |
| Source |