Overdraft (each debit or check paid)$25Within the typical range ($25–$33 nationally)
$5 below the national median$2 below the Oklahoma median
per item · Source

ATM & CardVerified

Foreign ATM transaction fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Oklahoma median
Source
Charge for ATM Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median$2.50 above the Oklahoma median
Source

Check ServicesVerified

Stop Payments (all items)$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Oklahoma median
Source
Temporary Checks (10 Checks)$1Within the typical range ($1–$4 nationally)
$1 below the national medianAt the Oklahoma median
Source

Cash & DepositVerified

Deposited Checks (and other items) Returned Unpaid$1Below the typical range ($8–$25 nationally)
$14 below the national median$4.95 below the Oklahoma median
Source

Other FeesVerified

Photocopies (per page)$0.20Below the typical range ($2–$5 nationally)
$2.80 below the national median$2.80 below the Oklahoma median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Budget Checking Account Monthly Service Charge	$1Below the typical range ($4–$10 nationally)	$5 below the national median$5.95 below the Oklahoma median	per month	—	Source
Monthly Service Charge	$5Within the typical range ($4–$10 nationally)	$1 below the national median$1.95 below the Oklahoma median	per month	—	Source
Quarterly Service Charge	$2Below the typical range ($4–$10 nationally)	$4 below the national median$4.95 below the Oklahoma median	—	—	Source
Regular Checking Account Monthly Service Charge	$3Below the typical range ($4–$10 nationally)	$3 below the national median$3.95 below the Oklahoma median	per month	—	Source
Average Balance Below	$5Within the typical range ($5–$10 nationally)	$2 below the national median$2 below the Oklahoma median	per month	—	Source
Average Balance Below	$2Below the typical range ($5–$10 nationally)	$5 below the national median$5 below the Oklahoma median	—	—	Source
Accounts closed within 90 days of opening	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$10 below the Oklahoma median	—	—	Source
Dormant Account Fee (12 months of inactivity for 12 months)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Oklahoma median	—	—	Source
Account Research (per hour)	$10Below the typical range ($11–$25 nationally)	$7.50 below the national median$10 below the Oklahoma median	—	—	Source
Overdraft & NSFVerified
Overdraft (each debit or check paid)	$25Within the typical range ($25–$33 nationally)	$5 below the national median$2 below the Oklahoma median	per item	—	Source
ATM & CardVerified
Foreign ATM transaction fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Oklahoma median	—	—	Source
Charge for ATM Replacement Card	$10
Check ServicesVerified
Stop Payments (all items)	$25Within the typical range ($20–$30 nationally)	$2.50 below the national medianAt the Oklahoma median	—	—	Source
Temporary Checks (10 Checks)	$1
Cash & DepositVerified
Deposited Checks (and other items) Returned Unpaid	$1Below the typical range ($8–$25 nationally)	$14 below the national median$4.95 below the Oklahoma median	—	—	Source
Other FeesVerified
Photocopies (per page)	$0.20Below the typical range ($2–$5 nationally)	$2.80 below the national median$2.80 below the Oklahoma median	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

16 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$195.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$195.0M

Total deposits

$175.2M

Service charge income

$44K

Fee income ratio

2.2%

Return on assets

1.01%

Branches

Service charge income by quarter

Q2 2026$44K

Q1 2026$42K

Q4 2025$45K

Q3 2025$38K

Financial profile · Pro

Performance from regulator filings

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Based on 66,435 published fee entries from 3,614 institutions

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