vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Iowa median
per day · Source
At the national medianAt the Iowa median
per month · Source
$7.50 above the national median$5 above the Iowa median
$12.50 below the national median$15 below the Iowa median
$3 above the national median$3 above the Iowa median
$3 above the national median$4.50 above the Iowa median
At the national medianAt the Iowa median
$5 above the national median$5 above the Iowa median
$10 above the national median$10 above the Iowa median
$25 above the national median$15 above the Iowa median
At the national median$4 above the Iowa median
At the national medianAt the Iowa median
$10 above the national median$13.75 above the Iowa median
$10 below the national median$5 below the Iowa median
At the national medianAt the Iowa median
$2.50 above the national median$5 above the Iowa median
$17.50 below the national median$15 below the Iowa median
$1.75 below the national median$0.75 above the Iowa median
$1.90 below the national median$0.60 above the Iowa median
$10 below the national median$4 below the Iowa median
$7.50 above the national median$5 above the Iowa median
per item · Source
$35 above the national median$40.01 above the Iowa median
$51 above the national median$56.01 above the Iowa median
$33 below the national median$27.99 below the Iowa median
$25 below the national median$19.99 below the Iowa median
$11 above the national median$16.01 above the Iowa median
$19 above the national median$24.01 above the Iowa median
$32 above the national median$37.01 above the Iowa median
$35 below the national median$29.99 below the Iowa median
$25 above the national median$25 above the Iowa median
$5 above the national median$5 above the Iowa median
$2 above the national median$2.69 above the Iowa median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee (If closed within 90 days of opening) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Iowa median | per day | — | Source |
| Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | per month | — | Source |
| Account Research or Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Iowa median | — | — | Source |
| Return Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fees - Paid NSF Item Fee (Overdraft Fee) There is | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Iowa median | — | — | Source |
| Return NSF Item Fee - Nonsufficient fund items may be | $33 | ||||
ATM & CardVerified | |||||
| ATM Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Iowa median | — | — | Source |
| Custom Visa Check Card (Initial/Renewal/Replacement) | $20 | ||||
Wire TransfersVerified | |||||
| Consumer ACH Fee: Outgoing Domestic Wire Fee | $25Within the typical range ($20–$25 nationally) | At the national median$4 above the Iowa median | — | — | Source |
| Incoming Domestic Wire Fee | $10 | ||||
Check ServicesVerified | |||||
| Checks Cashier’s Check Counter Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Stop Payment Charge | $30 | ||||
Digital & ElectronicVerified | |||||
| Zelle Microbusiness Next Day User Fee | $0.75Within the typical range ($0–$9.95 nationally) | $1.75 below the national median$0.75 above the Iowa median | — | — | Source |
| Zelle Microbusiness Three Day User Fee | $0.60 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Checks and Other Returned | $5Below the typical range ($8–$25 nationally) | $10 below the national median$4 below the Iowa median | — | — | Source |
Account ServicesVerified | |||||
| Non-Client Notary Fee | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Iowa median | per item | — | Source |
| Safe Deposit Box 10x10 | $80 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee (to another institution) | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the Iowa median | — | — | Source |
Other FeesVerified | |||||
| Statements Online E-Statement Copy Free | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.69 above the Iowa median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$33.00
Of 115 others that publish it, 79 lower, 2 the same and 34 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$33
Headline fees published
10 of 15
Published fees
32
Under review
0
Assets
$208.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$208.2M
Total deposits
$187.0M
Service charge income
$171K
Fee income ratio
6.1%
Return on assets
0.84%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| $3 above the national median$4.50 above the Iowa median |
| — |
| — |
| Source |
| Overdraft Transfer Protection Automatic transfer from another | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Iowa median | — | — | Source |
| $10 above the national median$10 above the Iowa median |
| — |
| — |
| Source |
| Standard/Custom Visa Check Card Rush Order | $65Above the typical range ($30–$50 nationally) | $25 above the national median$15 above the Iowa median | — | — | Source |
| At the national medianAt the Iowa median |
| — |
| — |
| Source |
| Outgoing International Wire Fee | $60Above the typical range ($40–$50 nationally) | $10 above the national median$13.75 above the Iowa median | — | — | Source |
| Incoming International Wire Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Iowa median | — | — | Source |
| $2.50 above the national median$5 above the Iowa median |
| — |
| — |
| Source |
| Zelle Stop Payment User Fee | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the Iowa median | — | — | Source |
| $1.90 below the national median$0.60 above the Iowa median |
| — |
| — |
| Source |
| $35 above the national median$40.01 above the Iowa median |
| — |
| — |
| Source |
| Safe Deposit Box 10x12 | $96Above the typical range ($30–$70 nationally) | $51 above the national median$56.01 above the Iowa median | — | — | Source |
| Safe Deposit Box 3x5 | $12Below the typical range ($30–$70 nationally) | $33 below the national median$27.99 below the Iowa median | — | — | Source |
| Safe Deposit Box 5x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$19.99 below the Iowa median | — | — | Source |
| Safe Deposit Box 7x10 | $56Within the typical range ($30–$70 nationally) | $11 above the national median$16.01 above the Iowa median | — | — | Source |
| Safe Deposit Box 8x10 | $64Within the typical range ($30–$70 nationally) | $19 above the national median$24.01 above the Iowa median | — | — | Source |
| Safe Deposit Box 8x12 | $77Above the typical range ($30–$70 nationally) | $32 above the national median$37.01 above the Iowa median | — | — | Source |
| Safe Deposit Box Lost Key Fee | $10Below the typical range ($30–$70 nationally) | $35 below the national median$29.99 below the Iowa median | — | — | Source |
| Levy or Garnishment | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Iowa median | — | — | Source |