Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First State Bank of Bedias

Bedias, TexasBankDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Early Closing Fee$25Within the typical range ($10–$25 nationally)

Undeliverable Mail Fee$5

$12.50 below the national median$10 below the Texas median

per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10966. canonical_hint=account_research; text_hash=8275a569272a5db378eb258a33f7d690cecff58b5d87b97157c74b9f0a01f806; excerpt="Undeliverable Mail Fee: $5.00 per returned item" · Source

Overdraft & NSFVerified

NSF (Non-Sufficient Funds) Paid Item Fee$30Within the typical range ($25–$33 nationally)
At the national medianAt the Texas median
per item · Source
NSF (Non-Sufficient Funds) Returned Item Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Texas median
per item · Source
Overdraft Sweep Service Annual Fee$25Above the typical range ($2.50–$5 nationally)
$20 above the national median$20.25 above the Texas median
per year · Source

Wire TransfersVerified

Domestic Outgoing Wire Fee$25Within the typical range ($20–$25 nationally)
At the national median$5 above the Texas median
per item · Source
International Outgoing Wire Fee$100Above the typical range ($40–$50 nationally)
$50 above the national median$50 above the Texas median
per item · Source
International Incoming Wire Fee$20Within the typical range ($10–$25 nationally)
At the national median$5 above the Texas median
per item · Source

Check ServicesVerified

Cashier's Checks$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Texas median
per item · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
per item · Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national medianAt the Texas median
per item · Per sheet (3 checks) · Institution’s schedule

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Early Closing Fee	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$10 above the Texas median	—	—	Source
Undeliverable Mail Fee	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$10 below the Texas median	per item	Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10966. canonical_hint=account_research; text_hash=8275a569272a5db378eb258a33f7d690cecff58b5d87b97157c74b9f0a01f806; excerpt="Undeliverable Mail Fee: $5.00 per returned item"	Source
Overdraft & NSFVerified
NSF (Non-Sufficient Funds) Paid Item Fee	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Texas median	per item	—	Source
NSF (Non-Sufficient Funds) Returned Item Fee	$30
ATM & CardVerified
Expedited Debit Card Replacement	$50Within the typical range ($30–$50 nationally)	$10 above the national median$12.50 above the Texas median	—	—	Source
Wire TransfersVerified
Domestic Outgoing Wire Fee	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Texas median	per item	—	Source
International Outgoing Wire Fee	$100
Check ServicesVerified
Cashier's Checks	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Texas median	per item	—	Source
Stop Payment Fee	$25
Digital & ElectronicVerified
Bill Pay Fee	$0.70Within the typical range ($0–$9.95 nationally)	$1.80 below the national median$4.30 below the Texas median	—	—	Source
Account ServicesVerified
Legal Process Fee	$100Within the typical range ($30–$100 nationally)	$50 above the national median$25 above the Texas median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

14 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$224.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$224.8M

Total deposits

$184.7M

Service charge income

$102K

Fee income ratio

3.8%

Return on assets

2.63%

Branches

Service charge income by quarter

Q2 2026$102K

Q1 2026$101K

Q4 2025$106K

Q3 2025$111K

Financial profile · Pro

Performance from regulator filings

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Based on 66,435 published fee entries from 3,614 institutions

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