vs. U.S. typical range:LowerTypicalHigher
per month · Source
$1 below the national median$1 below the North Dakota median
At the national median$25 below the North Dakota median
per day · Source
$5 below the national median$5 below the North Dakota median
At the national median$5 above the North Dakota median
$5 above the national medianAt the North Dakota median
At the national medianAt the North Dakota median
$2.50 below the national medianAt the North Dakota median
per item · Source
per item · Source
$5 above the national medianAt the North Dakota median
per item · Source
$7.50 above the national median$10 above the North Dakota median
per month · Source
$1.90 below the national median$0.60 above the North Dakota median
per item · Source
$9 below the national median$1 above the North Dakota median
per item · Source
$5 below the national median$1.25 above the North Dakota median
$25 above the national median$31.25 above the North Dakota median
$15 above the national median$21.25 above the North Dakota median
$205 above the national median$211.25 above the North Dakota median
$50 above the national median$70 above the North Dakota median
$2 above the national median$3 above the North Dakota median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Paper statement 9 | $5Above the typical range ($2–$4.93 nationally) | $2 above the national median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $29Within the typical range ($25–$33 nationally) | $1 below the national median$1 below the North Dakota median | — | — | Source |
| Continuous overdraft fee | $5 | ||||
ATM & CardVerified | |||||
| Debit card replacement – instant issue | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the North Dakota median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing domestic 9 | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the North Dakota median | — | — | Source |
| Wire Transfers: Incoming domestic 9 | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the North Dakota median | — | — | Source |
| Stop payment | $25 | ||||
Digital & ElectronicVerified | |||||
| ACH returned item (NOR) | $6Below the typical range ($15–$30 nationally) | $19 below the national median | per item | — | Source |
| Bill payment (previous month) 9 | $10 | ||||
Cash & DepositVerified | |||||
| Cash advance (includes Visa, MasterCard, Discover, and American Express) 7 | $0Below the typical range ($2–$10 nationally) | $5 below the national median | — | — | Source |
| Returned deposited item (redeposited), exclude sole proprietors | $6 | ||||
Account ServicesVerified | |||||
| Notary service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median | — | — | Source |
| 3x5” 8 | $40 | ||||
Other FeesVerified | |||||
| Duplicate statement copies 9 | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the North Dakota median | per month | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$29
Headline fees published
8 of 15
Published fees
23
Under review
0
Assets
$5.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$5.3B
Total deposits
$4.2B
Service charge income
$1.1M
Fee income ratio
1.4%
Return on assets
1.74%
Branches
27
Service charge income by quarter
Financial profile · Pro
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| At the national median$25 below the North Dakota median |
| per day |
| — |
| Source |
| $5 above the national medianAt the North Dakota median |
| — |
| — |
| Source |
| $2.50 below the national medianAt the North Dakota median |
| — |
| — |
| Source |
| Counter checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median | per item | — | Source |
| Non-standard deposited items | $2Below the typical range ($5–$10 nationally) | $3 below the national median | per item | — | Source |
| Collection items/non-cash items | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the North Dakota median | — | — | Source |
| $7.50 above the national median$10 above the North Dakota median |
| per month |
| — |
| Source |
| Bill payment per item (over 10) (previous month) 9 | $0.60Within the typical range ($0–$9.95 nationally) | $1.90 below the national median$0.60 above the North Dakota median | per item | — | Source |
| $9 below the national median$1 above the North Dakota median |
| per item |
| — |
| Source |
| $5 below the national median$1.25 above the North Dakota median |
| — |
| — |
| Source |
| 4x10” 8 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$31.25 above the North Dakota median | — | — | Source |
| 5x5” 8 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$21.25 above the North Dakota median | — | — | Source |
| Drill fee | $250Above the typical range ($30–$70 nationally) | $205 above the national median$211.25 above the North Dakota median | — | — | Source |
| Legal process fee | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$70 above the North Dakota median | — | — | Source |