vs. U.S. typical range:LowerTypicalHigher
$0.99 above the national median$1.99 above the South Dakota median
per month · Source
$2.79 above the national median$3.79 above the South Dakota median
$4.50 below the national median$3.50 below the South Dakota median
per month · Source
$4 below the national median$3 below the South Dakota median
per month · Source
$1 above the national median$1 above the South Dakota median
per month · Source
$11.50 below the national median$9 below the South Dakota median
per month · Source
$11.50 below the national median$9 below the South Dakota median
per item · Institution’s schedule
$2.98 above the national median$2.98 above the South Dakota median
$2 below the national median$2 below the South Dakota median
At the national medianAt the South Dakota median
$2.50 above the national median$1 above the South Dakota median
per item · Source
$7.50 above the national median$5 above the South Dakota median
per item · Source
$105 above the national median$120 above the South Dakota median
per item · Source
$20 below the national median$5 below the South Dakota median
$50 above the national median$50 above the South Dakota median
$5 below the national medianAt the South Dakota median
$0.50 below the national medianAt the South Dakota median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| a monthly maintenance fee | $6.99Within the typical range ($4–$10 nationally) | $0.99 above the national median$1.99 above the South Dakota median | per month | — | Source |
| maintenance fee | $8.79Within the typical range ($4–$10 nationally) | $2.79 above the national median$3.79 above the South Dakota median | — | — | Source |
| Monthly maintenance fee | $1.50Below the typical range ($4–$10 nationally) | $4.50 below the national median$3.50 below the South Dakota median | per month | — | Source |
| Monthly maintenance fee | $2Below the typical range ($4–$10 nationally) | $4 below the national median$3 below the South Dakota median | per month | — | Source |
| CHECKING ACCOUNT INACTIVITY FEE | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1 above the South Dakota median | per month | — | Source |
| Due to undeliverable address | $6Below the typical range ($12–$25 nationally) | $11.50 below the national median$9 below the South Dakota median | per month | — | Source |
| Returned Statement (Due to undeliverable address) | $6Below the typical range ($12–$25 nationally) | $11.50 below the national median$9 below the South Dakota median | per item | — | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Overdraft Item Paid (Overdraft Fee) | $32.98Within the typical range ($25–$33 nationally) | $2.98 above the national median$2.98 above the South Dakota median | — | — | Source |
ATM & CardVerified | |||||
| Initial or replacement card | $8Within the typical range ($5–$10 nationally) | $2 below the national median$2 below the South Dakota median | — | — | Source |
Check ServicesVerified | |||||
| CASHIER’S CHECKS | $5Within the typical range ($3–$6 nationally) | At the national medianAt the South Dakota median | — | — | Source |
| STOP PAYMENT FEE/CAUTION FEE | $30 | ||||
Digital & ElectronicVerified | |||||
| Mobile Deposit and Zelle® | $0Within the typical range ($0–$0 nationally) | At the national median | — | — | Source |
Account ServicesVerified | |||||
| NOTARY SERVICE (non-customer) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the South Dakota median | per item | — | Source |
| Drilling Fee | $150 | ||||
Lending FeesVerified | |||||
| Late Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the South Dakota median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| GIFT CARDS | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the South Dakota median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$32.98
Headline fees published
5 of 15
Published fees
18
Under review
0
Assets
$251.5M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$251.5M
Total deposits
$194.7M
Service charge income
$153K
Fee income ratio
4.3%
Return on assets
2.43%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| $2.50 above the national median$1 above the South Dakota median |
| per item |
| — |
| Source |
| $105 above the national median$120 above the South Dakota median |
| per item |
| — |
| Source |
| Lost Key Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$5 below the South Dakota median | — | — | Source |
| Minimum: IRS or Court-ordered Garnishments | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the South Dakota median | — | — | Source |